{"id":391,"date":"2023-06-17T16:21:01","date_gmt":"2023-06-17T19:21:01","guid":{"rendered":"https:\/\/demosites.royal-elementor-addons.com\/landing-page-business-v1\/?page_id=6"},"modified":"2024-03-07T13:03:17","modified_gmt":"2024-03-07T16:03:17","slug":"home-landing-page-business-v1","status":"publish","type":"page","link":"https:\/\/bcpcobrancas.com.br\/","title":{"rendered":"Home"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"391\" class=\"elementor elementor-391\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"wpr-jarallax elementor-section elementor-top-section elementor-element elementor-element-417582b elementor-section-height-min-height wpr-jarallax-yes elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" speed-data=\"1.4\" bg-image=\"http:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/02\/Banner-principal.webp\" scroll-effect=\"scale\" data-id=\"417582b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[{&quot;id&quot;:835,&quot;url&quot;:&quot;http:\\\/\\\/bcpcobrancas.com.br\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/Banner-principal.webp&quot;}],&quot;shape_divider_bottom&quot;:&quot;triangle&quot;,&quot;shape_divider_bottom_negative&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M500.2,94.7L0,0v100h1000V0L500.2,94.7z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8181d8d exad-glass-effect-no exad-sticky-section-no\" data-id=\"8181d8d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f764bfb elementor-widget-laptop__width-initial elementor-widget-mobile__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"f764bfb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-large\">O <b>maior<\/b> portal de <b>Negocia\u00e7\u00e3o,<\/b><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-746e2ca elementor-widget-mobile__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"746e2ca\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">reabilita\u00e7\u00e3o de cr\u00e9dito e an\u00e1lise financeira do Brasil.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c326a1 elementor-widget-mobile__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-eael-creative-button\" data-id=\"1c326a1\" data-element_type=\"widget\" data-widget_type=\"eael-creative-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <div class=\"eael-creative-button-wrapper\">\n\n            <a class=\"eael-creative-button eael-creative-button--default\" href=\"#\" data-text=\"acessar negocia\u00e7\u00f5es\">\n\n\t    \n                <div class=\"creative-button-inner\">\n\n                                            <span class=\"eael-creative-button-icon-left\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-money-check\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 448c0 17.67 14.33 32 32 32h576c17.67 0 32-14.33 32-32V128H0v320zm448-208c0-8.84 7.16-16 16-16h96c8.84 0 16 7.16 16 16v32c0 8.84-7.16 16-16 16h-96c-8.84 0-16-7.16-16-16v-32zm0 120c0-4.42 3.58-8 8-8h112c4.42 0 8 3.58 8 8v16c0 4.42-3.58 8-8 8H456c-4.42 0-8-3.58-8-8v-16zM64 264c0-4.42 3.58-8 8-8h304c4.42 0 8 3.58 8 8v16c0 4.42-3.58 8-8 8H72c-4.42 0-8-3.58-8-8v-16zm0 96c0-4.42 3.58-8 8-8h176c4.42 0 8 3.58 8 8v16c0 4.42-3.58 8-8 8H72c-4.42 0-8-3.58-8-8v-16zM624 32H16C7.16 32 0 39.16 0 48v48h640V48c0-8.84-7.16-16-16-16z\"><\/path><\/svg><\/span>                    \n                    <span class=\"cretive-button-text\">Clique aqui e Negocie<\/span>\n\n                                    <\/div>\n\t                        <\/a>\n        <\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-80a8784 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"80a8784\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dd14220 exad-glass-effect-no exad-sticky-section-no\" data-id=\"dd14220\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-072867d exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"072867d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Mitos e Verdades<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b5f683 elementor-widget-divider--view-line exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-divider\" data-id=\"8b5f683\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#0c0d0e;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider .elementor-divider{display:flex}.elementor-widget-divider .elementor-divider__text{font-size:15px;line-height:1;max-width:95%}.elementor-widget-divider .elementor-divider__element{margin:0 var(--divider-element-spacing);flex-shrink:0}.elementor-widget-divider .elementor-icon{font-size:var(--divider-icon-size)}.elementor-widget-divider .elementor-divider-separator{display:flex;margin:0;direction:ltr}.elementor-widget-divider--view-line_icon .elementor-divider-separator,.elementor-widget-divider--view-line_text .elementor-divider-separator{align-items:center}.elementor-widget-divider--view-line_icon .elementor-divider-separator:after,.elementor-widget-divider--view-line_icon .elementor-divider-separator:before,.elementor-widget-divider--view-line_text .elementor-divider-separator:after,.elementor-widget-divider--view-line_text .elementor-divider-separator:before{display:block;content:\"\";border-block-end:0;flex-grow:1;border-block-start:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--element-align-left .elementor-divider .elementor-divider-separator>.elementor-divider__svg:first-of-type{flex-grow:0;flex-shrink:100}.elementor-widget-divider--element-align-left .elementor-divider-separator:before{content:none}.elementor-widget-divider--element-align-left .elementor-divider__element{margin-left:0}.elementor-widget-divider--element-align-right .elementor-divider .elementor-divider-separator>.elementor-divider__svg:last-of-type{flex-grow:0;flex-shrink:100}.elementor-widget-divider--element-align-right .elementor-divider-separator:after{content:none}.elementor-widget-divider--element-align-right .elementor-divider__element{margin-right:0}.elementor-widget-divider--element-align-start .elementor-divider .elementor-divider-separator>.elementor-divider__svg:first-of-type{flex-grow:0;flex-shrink:100}.elementor-widget-divider--element-align-start .elementor-divider-separator:before{content:none}.elementor-widget-divider--element-align-start .elementor-divider__element{margin-inline-start:0}.elementor-widget-divider--element-align-end .elementor-divider .elementor-divider-separator>.elementor-divider__svg:last-of-type{flex-grow:0;flex-shrink:100}.elementor-widget-divider--element-align-end .elementor-divider-separator:after{content:none}.elementor-widget-divider--element-align-end .elementor-divider__element{margin-inline-end:0}.elementor-widget-divider:not(.elementor-widget-divider--view-line_text):not(.elementor-widget-divider--view-line_icon) .elementor-divider-separator{border-block-start:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--separator-type-pattern{--divider-border-style:none}.elementor-widget-divider--separator-type-pattern.elementor-widget-divider--view-line .elementor-divider-separator,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:after,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:before,.elementor-widget-divider--separator-type-pattern:not([class*=elementor-widget-divider--view]) .elementor-divider-separator{width:100%;min-height:var(--divider-pattern-height);-webkit-mask-size:var(--divider-pattern-size) 100%;mask-size:var(--divider-pattern-size) 100%;-webkit-mask-repeat:var(--divider-pattern-repeat);mask-repeat:var(--divider-pattern-repeat);background-color:var(--divider-color);-webkit-mask-image:var(--divider-pattern-url);mask-image:var(--divider-pattern-url)}.elementor-widget-divider--no-spacing{--divider-pattern-size:auto}.elementor-widget-divider--bg-round{--divider-pattern-repeat:round}.rtl .elementor-widget-divider .elementor-divider__text{direction:rtl}.e-con-inner>.elementor-widget-divider,.e-con>.elementor-widget-divider{width:var(--container-widget-width,100%);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0047e2c exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"0047e2c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><i>O que n\u00e3o te contam sobre suas D\u00edvidas<\/i> <\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-feead80 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"feead80\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">A <b>inadimpl\u00eancia<\/b> pode ser um assunto complexo e muitas vezes mal compreendido. Infelizmente, por uma quest\u00e3o cultural, muitos acreditam em <b>mitos<\/b> e <b>verdades<\/b> que levam ao erro de <b><i>n\u00e3o cumprir compromissos<\/i><\/b> financeiros. \u00c9 importante ter em mente que uma <b>d\u00edvida<\/b> n\u00e3o \u00e9 apenas uma d\u00edvida e que ao fazer uma, \u00e9 preciso entender que existe um <b>direito a ser cumprido<\/b> por ambas as partes. Simplificando os <b>termos jur\u00eddicos<\/b> sobre o tema, a empresa tem o direito de receber e <b>voc\u00ea tem o dever de pagar<\/b>. Manter essa consci\u00eancia \u00e9 essencial para garantir uma <b>vida financeira saud\u00e1vel<\/b>.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7ee8c8 elementor-widget-divider--view-line exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-divider\" data-id=\"c7ee8c8\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e0f468 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"7e0f468\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Conhe\u00e7a as principais duvidas <i>dos devedores:<\/i><\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-34b7408 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"34b7408\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23726bd elementor-pagination-type-bullets elementor-arrows-position-inside elementor-pagination-position-outside exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-n-carousel\" data-id=\"23726bd\" data-element_type=\"widget\" data-settings=\"{&quot;carousel_items&quot;:[{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;bf2fbbc&quot;},{&quot;slide_title&quot;:&quot;Verdades&quot;,&quot;_id&quot;:&quot;640a39c&quot;},{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;df07acc&quot;},{&quot;slide_title&quot;:&quot;Verdades&quot;,&quot;_id&quot;:&quot;4debc87&quot;},{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;0363d26&quot;}],&quot;slides_to_show_tablet&quot;:&quot;2&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;offset_sides&quot;:&quot;none&quot;,&quot;arrows&quot;:&quot;yes&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;image_spacing_custom_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/bcpcobrancas.com.br\/wp-content\/plugins\/elementor-pro\/assets\/css\/widget-nested-carousel.min.css\">\t\t<div class=\"e-n-carousel swiper\" dir=\"ltr\">\n\t\t\t<div class=\"swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"1\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 de 5\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11c9966 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"11c9966\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8c8f2e0 ekit-equal-height-enable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"8c8f2e0\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    N\u00e3o preciso mais pagar minha d\u00edvida porque caducou.                <\/h3>\n                        \t\t  <p>\u00c9 importante lembrar que mesmo que a sua d\u00edvida tenha caducado, voc\u00ea ainda \u00e9 respons\u00e1vel por regulariz\u00e1-la. Afinal, o compromisso de pagamento \u00e9 uma obriga\u00e7\u00e3o que deve ser cumprida. Em alguns casos, o n\u00e3o pagamento pode ser considerado como crime de estelionato, de acordo com o C\u00f3digo de Processo Penal. Como profissional, \u00e9 fundamental agir de forma \u00e9tica e respons\u00e1vel em rela\u00e7\u00e3o aos seus compromissos financeiros.<\/p>\n                                <\/div>\n        \n        \n                    <div class=\"ekit-icon-box-badge ekit_position_top_left\">\n                <span class=\"ekit-badge\">MITO<\/span>\n            <\/div>\n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"2\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 de 5\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8db66fd e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"8db66fd\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd8e8ee ekit-equal-height-enable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"fd8e8ee\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    O Banco pode restringir meu cr\u00e9dito ap\u00f3s a Prescri\u00e7\u00e3o da minha divida?                <\/h3>\n                        \t\t  <p>Ap\u00f3s o per\u00edodo de prescri\u00e7\u00e3o, as empresas mant\u00eam internamente um hist\u00f3rico financeiro identificando o preju\u00edzo gerado. Institui\u00e7\u00f5es financeiras e bancos possuem obriga\u00e7\u00e3o de informar o BANCO CENTRAL sobre quem causou preju\u00edzo, o que fica registrado em relat\u00f3rios do pr\u00f3prio BACEN. Um cen\u00e1rio inovador envolve os bancos digitais, que muitas vezes se utilizam de m\u00e1scaras banc\u00e1rias de bancos tradicionais para ofertar abertura de contas. Assim, esses bancos se utilizam do hist\u00f3rico para avaliar futuros cr\u00e9ditos.<\/p>\n                                <\/div>\n        \n        \n                    <div class=\"ekit-icon-box-badge ekit_position_top_left\">\n                <span class=\"ekit-badge\">VERDADE<\/span>\n            <\/div>\n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"3\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 de 5\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b7954bc e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"b7954bc\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d1310a ekit-equal-height-enable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"6d1310a\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Se eu esperar 1 ano ou mais minha d\u00edvida cai pela metade.                <\/h3>\n                        \t\t  <p>Fazer negocia\u00e7\u00f5es de d\u00edvidas pode parecer uma vantagem a curto prazo, entretanto, em longo prazo, as implica\u00e7\u00f5es financeiras s\u00e3o significativas. Para evitar multas e processos judiciais de empresas bem estruturadas com pol\u00edticas r\u00edgidas, \u00e9 essencial buscar aconselhamento profissional e ponderar bem suas op\u00e7\u00f5es de negocia\u00e7\u00e3o. Aja com sabedoria para garantir sua estabilidade financeira no futuro e n\u00e3o comprometer sua capacidade de honrar seus compromissos financeiros.<\/p>\n                                <\/div>\n        \n        \n                    <div class=\"ekit-icon-box-badge ekit_position_top_left\">\n                <span class=\"ekit-badge\">MITO<\/span>\n            <\/div>\n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"4\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 de 5\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1cf9308 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"1cf9308\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a72fc6 ekit-equal-height-enable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"3a72fc6\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Fui no Banco (Santander, BB ou Outros) e meu gerente disse que n\u00e3o tenho divida l\u00e1.                <\/h3>\n                        \t\t  <p>Muitos bancos e institui\u00e7\u00f5es financeiras utilizam a Cess\u00e3o de Cr\u00e9dito como um recurso legal. Essa pr\u00e1tica consiste na transfer\u00eancia de responsabilidade para terceiros, como empresas especializadas em cobran\u00e7a ou fundos de investimento. Como resultado, o novo credor assume a d\u00edvida, fazendo com que o credor original na maioria das vezes n\u00e3o possa mais visualizar esses d\u00e9bitos. Nessa situa\u00e7\u00e3o, \u00e9 importante cumprir com o pagamento junto ao novo credor.<\/p>\n                                <\/div>\n        \n        \n                    <div class=\"ekit-icon-box-badge ekit_position_top_left\">\n                <span class=\"ekit-badge\">VERDADE<\/span>\n            <\/div>\n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"5\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 de 5\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2824c79 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"2824c79\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39d285e ekit-equal-height-enable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"39d285e\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Minhas linhas de cr\u00e9dito n\u00e3o podem ser reavaliadas.                <\/h3>\n                        \t\t  <p>A evolu\u00e7\u00e3o da tecnologia traz consigo aprimoramentos na seguran\u00e7a financeira. O Brasil possui um dos sistemas mais avan\u00e7ados do mundo e recentemente lan\u00e7ou o OpenFinance, uma ferramenta utilizada pelos bancos para estabelecer limites de cr\u00e9dito compat\u00edveis com a renda do cliente. Dentre os dados compartilhados, est\u00e3o informa\u00e7\u00f5es sobre hist\u00f3rico de preju\u00edzo, que poder\u00e3o ser analisadas para limitar ou restringir o cr\u00e9dito oferecido. Sendo assim voc\u00ea pode ser prejudicado por uma d\u00edvida n\u00e3o paga.<\/p>\n                                <\/div>\n        \n        \n                    <div class=\"ekit-icon-box-badge ekit_position_top_left\">\n                <span class=\"ekit-badge\">MITO<\/span>\n            <\/div>\n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-left\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M646 125C629 125 613 133 604 142L308 442C296 454 292 471 292 487 292 504 296 521 308 533L604 854C617 867 629 875 646 875 663 875 679 871 692 858 704 846 713 829 713 812 713 796 708 779 692 767L438 487 692 225C700 217 708 204 708 187 708 171 704 154 692 142 675 129 663 125 646 125Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-right\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M696 533C708 521 713 504 713 487 713 471 708 454 696 446L400 146C388 133 375 125 354 125 338 125 325 129 313 142 300 154 292 171 292 187 292 204 296 221 308 233L563 492 304 771C292 783 288 800 288 817 288 833 296 850 308 863 321 871 338 875 354 875 371 875 388 867 400 854L696 533Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3425759 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"3425759\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-db05f7e e-con-full elementor-hidden-mobile e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"db05f7e\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dfda60f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"dfda60f\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55f5c68 elementor-widget-mobile__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-eael-creative-button\" data-id=\"55f5c68\" data-element_type=\"widget\" data-widget_type=\"eael-creative-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <div class=\"eael-creative-button-wrapper\">\n\n            <a class=\"eael-creative-button eael-creative-button--default\" href=\"#\" data-text=\"acessar negocia\u00e7\u00f5es\">\n\n\t    \n                <div class=\"creative-button-inner\">\n\n                                            <span class=\"eael-creative-button-icon-left\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-money-check\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 448c0 17.67 14.33 32 32 32h576c17.67 0 32-14.33 32-32V128H0v320zm448-208c0-8.84 7.16-16 16-16h96c8.84 0 16 7.16 16 16v32c0 8.84-7.16 16-16 16h-96c-8.84 0-16-7.16-16-16v-32zm0 120c0-4.42 3.58-8 8-8h112c4.42 0 8 3.58 8 8v16c0 4.42-3.58 8-8 8H456c-4.42 0-8-3.58-8-8v-16zM64 264c0-4.42 3.58-8 8-8h304c4.42 0 8 3.58 8 8v16c0 4.42-3.58 8-8 8H72c-4.42 0-8-3.58-8-8v-16zm0 96c0-4.42 3.58-8 8-8h176c4.42 0 8 3.58 8 8v16c0 4.42-3.58 8-8 8H72c-4.42 0-8-3.58-8-8v-16zM624 32H16C7.16 32 0 39.16 0 48v48h640V48c0-8.84-7.16-16-16-16z\"><\/path><\/svg><\/span>                    \n                    <span class=\"cretive-button-text\">Clique aqui e Negocie<\/span>\n\n                                    <\/div>\n\t                        <\/a>\n        <\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1bb0f2e e-con-full elementor-hidden-mobile e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"1bb0f2e\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-wpr-particles=\"{&quot;particles&quot;:{&quot;number&quot;:{&quot;value&quot;:80,&quot;density&quot;:{&quot;enable&quot;:true,&quot;value_area&quot;:800}},&quot;color&quot;:{&quot;value&quot;:&quot;#000000&quot;},&quot;shape&quot;:{&quot;type&quot;:&quot;circle&quot;,&quot;stroke&quot;:{&quot;width&quot;:0,&quot;color&quot;:&quot;#000000&quot;},&quot;polygon&quot;:{&quot;nb_sides&quot;:5},&quot;image&quot;:{&quot;src&quot;:&quot;img\/github.svg&quot;,&quot;width&quot;:100,&quot;height&quot;:100}},&quot;opacity&quot;:{&quot;value&quot;:0.5,&quot;random&quot;:false,&quot;anim&quot;:{&quot;enable&quot;:false,&quot;speed&quot;:1,&quot;opacity_min&quot;:0.1,&quot;sync&quot;:false}},&quot;size&quot;:{&quot;value&quot;:3,&quot;random&quot;:true,&quot;anim&quot;:{&quot;enable&quot;:false,&quot;speed&quot;:40,&quot;size_min&quot;:0.1,&quot;sync&quot;:false}},&quot;line_linked&quot;:{&quot;enable&quot;:true,&quot;distance&quot;:150,&quot;color&quot;:&quot;#000000&quot;,&quot;opacity&quot;:0.4,&quot;width&quot;:1},&quot;move&quot;:{&quot;enable&quot;:true,&quot;speed&quot;:6,&quot;direction&quot;:&quot;none&quot;,&quot;random&quot;:false,&quot;straight&quot;:false,&quot;out_mode&quot;:&quot;out&quot;,&quot;bounce&quot;:false,&quot;attract&quot;:{&quot;enable&quot;:false,&quot;rotateX&quot;:600,&quot;rotateY&quot;:1200}}},&quot;interactivity&quot;:{&quot;detect_on&quot;:&quot;window&quot;,&quot;events&quot;:{&quot;onhover&quot;:{&quot;enable&quot;:true,&quot;mode&quot;:&quot;repulse&quot;},&quot;onclick&quot;:{&quot;enable&quot;:true,&quot;mode&quot;:&quot;push&quot;},&quot;resize&quot;:true},&quot;modes&quot;:{&quot;grab&quot;:{&quot;distance&quot;:400,&quot;line_linked&quot;:{&quot;opacity&quot;:1}},&quot;bubble&quot;:{&quot;distance&quot;:400,&quot;size&quot;:40,&quot;duration&quot;:2,&quot;opacity&quot;:8,&quot;speed&quot;:3},&quot;repulse&quot;:{&quot;distance&quot;:200,&quot;duration&quot;:0.4},&quot;push&quot;:{&quot;particles_nb&quot;:4},&quot;remove&quot;:{&quot;particles_nb&quot;:2}}},&quot;retina_detect&quot;:true}\" particle-source=\"wpr_particle_json_custom\" class=\"elementor-section elementor-top-section elementor-element elementor-element-a9cd5f5 elementor-section-height-min-height wpr-particle-yes elementor-section-boxed elementor-section-height-default elementor-section-items-middle exad-glass-effect-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"a9cd5f5\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-34deef6 exad-glass-effect-no exad-sticky-section-no\" data-id=\"34deef6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e26c4ef exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"e26c4ef\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Principais Benef\u00edcios e Vantagens \nao regularizar  suas <i>D\u00cdVIDAS<\/i><\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-b4d1cb4 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"b4d1cb4\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7675e04 elementor-pagination-type-bullets elementor-arrows-position-inside elementor-pagination-position-outside exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-n-carousel\" data-id=\"7675e04\" data-element_type=\"widget\" data-settings=\"{&quot;carousel_items&quot;:[{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;172f287&quot;},{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;9a0daad&quot;},{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;baf6e65&quot;},{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;b0730e2&quot;},{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;3a070fc&quot;},{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;2bfa61e&quot;}],&quot;slides_to_show&quot;:&quot;4&quot;,&quot;slides_to_show_tablet&quot;:&quot;2&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;offset_sides&quot;:&quot;none&quot;,&quot;arrows&quot;:&quot;yes&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;image_spacing_custom_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-carousel swiper\" dir=\"ltr\">\n\t\t\t<div class=\"swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"1\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 de 6\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8fedaba e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"8fedaba\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-576ccb2 ekit-equal-height-disable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"576ccb2\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text-center icon-top-align elementor-animation-   \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon teenyicon ti-stopwatch\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Pausa Multas, Juros e Corre\u00e7\u00f5es  Monet\u00e1rias                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"2\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 de 6\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a4cf02a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"a4cf02a\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b4c594f ekit-equal-height-disable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"b4c594f\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text-center icon-top-align elementor-animation-   \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon teenyicon ti-phonecall-receive\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Redu\u00e7\u00e3o de Liga\u00e7\u00f5es de Cobran\u00e7as via Telefone                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"3\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 de 6\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26baa67 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"26baa67\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43cd528 ekit-equal-height-disable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"43cd528\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text-center icon-top-align elementor-animation-   \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon teenyicon ti-discount\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Descontos e Negocia\u00e7\u00f5es Flex\u00edveis                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"4\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 de 6\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e28fafa e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"e28fafa\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-172b24e ekit-equal-height-disable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"172b24e\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text-center icon-top-align elementor-animation-   \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon hm hm-list-group\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Atualiza seu Hist\u00f3rico Finaceiro                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"5\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 de 6\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a97458f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"a97458f\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5919ae3 ekit-equal-height-disable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"5919ae3\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text-center icon-top-align elementor-animation-   \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-justice-1\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Evita processos Extra Judiciais e Judiciais                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"6\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"6 de 6\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-59c9548 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"59c9548\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ecd4110 ekit-equal-height-disable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"ecd4110\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text-center icon-top-align elementor-animation-   \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-credit-card\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Mais possibilidades de Oferta de Cr\u00e9dito                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-left\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M646 125C629 125 613 133 604 142L308 442C296 454 292 471 292 487 292 504 296 521 308 533L604 854C617 867 629 875 646 875 663 875 679 871 692 858 704 846 713 829 713 812 713 796 708 779 692 767L438 487 692 225C700 217 708 204 708 187 708 171 704 154 692 142 675 129 663 125 646 125Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-right\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M696 533C708 521 713 504 713 487 713 471 708 454 696 446L400 146C388 133 375 125 354 125 338 125 325 129 313 142 300 154 292 171 292 187 292 204 296 221 308 233L563 492 304 771C292 783 288 800 288 817 288 833 296 850 308 863 321 871 338 875 354 875 371 875 388 867 400 854L696 533Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49adaec bdt-backdrop-filter-yes e-flex e-con-boxed wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"49adaec\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;background_motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;background_motion_fx_scale_effect&quot;:&quot;yes&quot;,&quot;background_motion_fx_scale_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:6,&quot;sizes&quot;:[]},&quot;background_motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:4,&quot;sizes&quot;:[]},&quot;background_motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;background_motion_fx_scale_direction&quot;:&quot;out-in&quot;,&quot;background_motion_fx_scale_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:20,&quot;end&quot;:80}},&quot;background_motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;laptop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-03f6fb8 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"03f6fb8\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3fc2e6 elementor-hidden-mobile exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"b3fc2e6\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c194a7b exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"c194a7b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">O que \u00e9 uma Cess\u00e3o de D\u00edvida?<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f074d8 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"4f074d8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>A cess\u00e3o de d\u00edvida \u00e9 um\u00a0<strong>acordo bilateral<\/strong>\u00a0em que uma pessoa assume a posi\u00e7\u00e3o de\u00a0<strong>devedor<\/strong>, que antes pertencia a outro indiv\u00edduo.\u00a0Isso significa que algu\u00e9m concorda em assumir uma d\u00edvida que n\u00e3o foi originalmente firmada com sua participa\u00e7\u00e3o. Em resumo, a cess\u00e3o de d\u00edvida \u00e9 um mecanismo legal que permite a transfer\u00eancia de responsabilidade de uma d\u00edvida de uma pessoa para outra, mediante o consentimento do credor<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b07d630 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"b07d630\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Conhe\u00e7a a legalidade da Cess\u00e3o de D\u00edvidas:<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e102579 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"e102579\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-90cf5eb elementor-pagination-type-bullets elementor-arrows-position-inside elementor-pagination-position-outside exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-n-carousel\" data-id=\"90cf5eb\" data-element_type=\"widget\" data-settings=\"{&quot;carousel_items&quot;:[{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;ee3e0c4&quot;},{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;4dc803e&quot;},{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;b9101a9&quot;},{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;59f2a15&quot;}],&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;slides_to_show&quot;:&quot;2&quot;,&quot;slides_to_show_tablet&quot;:&quot;2&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;offset_sides&quot;:&quot;none&quot;,&quot;arrows&quot;:&quot;yes&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;image_spacing_custom_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-carousel swiper\" dir=\"ltr\">\n\t\t\t<div class=\"swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"1\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 de 4\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-91670f9 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"91670f9\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5722f8e ekit-equal-height-enable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"5722f8e\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text-center icon-top-align elementor-animation-   \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-justice-1\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Artigo 286 do C\u00f3digo Civil                <\/h3>\n                        \t\t  <p>\"Trata da cess\u00e3o de cr\u00e9dito. Neste artigo, o credor pode ceder seu cr\u00e9dito a outra pessoa, desde que n\u00e3o haja impedimento da natureza da obriga\u00e7\u00e3o, da lei ou de acordo com o devedor. l. Em resumo, o artigo 286 estabelece as regras para a transfer\u00eancia de direitos de cr\u00e9dito entre partes, garantindo a seguran\u00e7a jur\u00eddica nesse processo.\"<\/p>\n                                <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"2\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 de 4\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cf3f166 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"cf3f166\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cdafc56 ekit-equal-height-enable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"cdafc56\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text-center icon-top-align elementor-animation-   \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-justice-1\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Artigo 298 do C\u00f3digo de Processo Civil                <\/h3>\n                        \t\t  <p>\"Estabelece que, na decis\u00e3o que concede, nega, modifica ou revoga a tutela provis\u00f3ria, o juiz deve motivar seu convencimento de modo claro e preciso. Essa exig\u00eancia visa assegurar que as partes envolvidas compreendam os motivos por tr\u00e1s da decis\u00e3o judicial, contribuindo para a justi\u00e7a e a efici\u00eancia do sistema processual\"<\/p>\n                                <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"3\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 de 4\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42b1145 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"42b1145\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0099d72 ekit-equal-height-enable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"0099d72\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text-center icon-top-align elementor-animation-   \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-justice-1\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Lei Federal n\u00ba 11.101\/05                <\/h3>\n                        \t\t  <p>\"Tamb\u00e9m conhecida como Lei de Fal\u00eancia, regula a recupera\u00e7\u00e3o judicial, a recupera\u00e7\u00e3o extrajudicial e a fal\u00eancia do empres\u00e1rio e da sociedade empres\u00e1ria. Seu objetivo \u00e9 viabilizar a reestrutura\u00e7\u00e3o de empresas em crise, permitindo o pagamento de d\u00edvidas e a manuten\u00e7\u00e3o das atividades econ\u00f4micas. Em resumo, embora a lei n\u00e3o trate diretamente da concess\u00e3o de cr\u00e9dito, suas disposi\u00e7\u00f5es influenciam o ambiente jur\u00eddico e financeiro das empresas em dificuldades econ\u00f4micas.\"<\/p>\n                                <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"4\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 de 4\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4706b86 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"4706b86\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8bbae5c ekit-equal-height-enable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"8bbae5c\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text-center icon-top-align elementor-animation-   \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-justice-1\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Lei Federal n\u00ba 14.112\/20                <\/h3>\n                        \t\t  <p>\"A Lei n\u00ba 14.112\/20 trouxe importantes mudan\u00e7as na legisla\u00e7\u00e3o relacionada \u00e0 recupera\u00e7\u00e3o judicial, recupera\u00e7\u00e3o extrajudicial e fal\u00eancia de empresas. Embora n\u00e3o se aplique diretamente \u00e0 concess\u00e3o de cr\u00e9dito, suas disposi\u00e7\u00f5es t\u00eam implica\u00e7\u00f5es relevantes como Suspens\u00e3o da Prescri\u00e7\u00e3o, Suspens\u00e3o das Execu\u00e7\u00f5es e Proibi\u00e7\u00f5es de Contri\u00e7\u00e3o Judicial. Embora n\u00e3o trate diretamente da concess\u00e3o de cr\u00e9dito, essa lei impacta o ambiente jur\u00eddico e financeiro das empresas em crise\"<\/p>\n                                <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-left\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M646 125C629 125 613 133 604 142L308 442C296 454 292 471 292 487 292 504 296 521 308 533L604 854C617 867 629 875 646 875 663 875 679 871 692 858 704 846 713 829 713 812 713 796 708 779 692 767L438 487 692 225C700 217 708 204 708 187 708 171 704 154 692 142 675 129 663 125 646 125Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-right\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M696 533C708 521 713 504 713 487 713 471 708 454 696 446L400 146C388 133 375 125 354 125 338 125 325 129 313 142 300 154 292 171 292 187 292 204 296 221 308 233L563 492 304 771C292 783 288 800 288 817 288 833 296 850 308 863 321 871 338 875 354 875 371 875 388 867 400 854L696 533Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c511636 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"c511636\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Em conjunto, essas normas contribuem para a organiza\u00e7\u00e3o do sistema judici\u00e1rio, a seguran\u00e7a jur\u00eddica e a prote\u00e7\u00e3o dos direitos dos devedores e credores<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a238be elementor-hidden-mobile exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"3a238be\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f0f6da0 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle wpr-sticky-section-no exad-sticky-section-no\" data-id=\"f0f6da0\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0799be0 exad-glass-effect-no exad-sticky-section-no\" data-id=\"0799be0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7112f24 elementor-hidden-mobile exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"7112f24\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f210dae elementor-widget-divider--view-line exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-divider\" data-id=\"f210dae\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6535032 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"6535032\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Deixar de regularizar sua D\u00cdVIDA n\u00e3o ir\u00e1 <br>parar o processo de cobran\u00e7a <\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1056a6e exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"1056a6e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">Voc\u00ea at\u00e9 pode dar \"calotes\" na famosa \"Pra\u00e7a\", esperar sua d\u00edvida \"caducar\" e achar que est\u00e1 tudo bem. \nMas o que n\u00e3o te contam \u00e9 que as empresas que sofrem com essas promessas de pagamentos n\u00e3o pagos buscam recursos para minimizar os preju\u00edzos que voc\u00ea pode causar ou causou deixando de pagar suas d\u00edvidas. Isso vai al\u00e9m de uma responsabilidade individual e moral, visto que essas atitudes podem prejudicar empresas, ocasionando at\u00e9 o encerramento de suas atividades.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-511d652 elementor-widget-divider--view-line exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-divider\" data-id=\"511d652\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75579d5 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"75579d5\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-0a6106f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"0a6106f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c7d7656 e-con-full elementor-hidden-mobile e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"c7d7656\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8fddfc8 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"8fddfc8\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d67246 elementor-widget-mobile__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-eael-creative-button\" data-id=\"7d67246\" data-element_type=\"widget\" data-widget_type=\"eael-creative-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <div class=\"eael-creative-button-wrapper\">\n\n            <a class=\"eael-creative-button eael-creative-button--default\" href=\"#\" data-text=\"acessar negocia\u00e7\u00f5es\">\n\n\t    \n                <div class=\"creative-button-inner\">\n\n                                            <span class=\"eael-creative-button-icon-left\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-money-check\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 448c0 17.67 14.33 32 32 32h576c17.67 0 32-14.33 32-32V128H0v320zm448-208c0-8.84 7.16-16 16-16h96c8.84 0 16 7.16 16 16v32c0 8.84-7.16 16-16 16h-96c-8.84 0-16-7.16-16-16v-32zm0 120c0-4.42 3.58-8 8-8h112c4.42 0 8 3.58 8 8v16c0 4.42-3.58 8-8 8H456c-4.42 0-8-3.58-8-8v-16zM64 264c0-4.42 3.58-8 8-8h304c4.42 0 8 3.58 8 8v16c0 4.42-3.58 8-8 8H72c-4.42 0-8-3.58-8-8v-16zm0 96c0-4.42 3.58-8 8-8h176c4.42 0 8 3.58 8 8v16c0 4.42-3.58 8-8 8H72c-4.42 0-8-3.58-8-8v-16zM624 32H16C7.16 32 0 39.16 0 48v48h640V48c0-8.84-7.16-16-16-16z\"><\/path><\/svg><\/span>                    \n                    <span class=\"cretive-button-text\">Clique aqui e Negocie<\/span>\n\n                                    <\/div>\n\t                        <\/a>\n        <\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c8d54e7 e-con-full elementor-hidden-mobile e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"c8d54e7\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-wpr-particles=\"{&quot;particles&quot;:{&quot;number&quot;:{&quot;value&quot;:80,&quot;density&quot;:{&quot;enable&quot;:true,&quot;value_area&quot;:800}},&quot;color&quot;:{&quot;value&quot;:&quot;#000000&quot;},&quot;shape&quot;:{&quot;type&quot;:&quot;circle&quot;,&quot;stroke&quot;:{&quot;width&quot;:0,&quot;color&quot;:&quot;#000000&quot;},&quot;polygon&quot;:{&quot;nb_sides&quot;:5},&quot;image&quot;:{&quot;src&quot;:&quot;img\/github.svg&quot;,&quot;width&quot;:100,&quot;height&quot;:100}},&quot;opacity&quot;:{&quot;value&quot;:0.5,&quot;random&quot;:false,&quot;anim&quot;:{&quot;enable&quot;:false,&quot;speed&quot;:1,&quot;opacity_min&quot;:0.1,&quot;sync&quot;:false}},&quot;size&quot;:{&quot;value&quot;:3,&quot;random&quot;:true,&quot;anim&quot;:{&quot;enable&quot;:false,&quot;speed&quot;:40,&quot;size_min&quot;:0.1,&quot;sync&quot;:false}},&quot;line_linked&quot;:{&quot;enable&quot;:true,&quot;distance&quot;:150,&quot;color&quot;:&quot;#000000&quot;,&quot;opacity&quot;:0.4,&quot;width&quot;:1},&quot;move&quot;:{&quot;enable&quot;:true,&quot;speed&quot;:6,&quot;direction&quot;:&quot;none&quot;,&quot;random&quot;:false,&quot;straight&quot;:false,&quot;out_mode&quot;:&quot;out&quot;,&quot;bounce&quot;:false,&quot;attract&quot;:{&quot;enable&quot;:false,&quot;rotateX&quot;:600,&quot;rotateY&quot;:1200}}},&quot;interactivity&quot;:{&quot;detect_on&quot;:&quot;window&quot;,&quot;events&quot;:{&quot;onhover&quot;:{&quot;enable&quot;:true,&quot;mode&quot;:&quot;repulse&quot;},&quot;onclick&quot;:{&quot;enable&quot;:true,&quot;mode&quot;:&quot;push&quot;},&quot;resize&quot;:true},&quot;modes&quot;:{&quot;grab&quot;:{&quot;distance&quot;:400,&quot;line_linked&quot;:{&quot;opacity&quot;:1}},&quot;bubble&quot;:{&quot;distance&quot;:400,&quot;size&quot;:40,&quot;duration&quot;:2,&quot;opacity&quot;:8,&quot;speed&quot;:3},&quot;repulse&quot;:{&quot;distance&quot;:200,&quot;duration&quot;:0.4},&quot;push&quot;:{&quot;particles_nb&quot;:4},&quot;remove&quot;:{&quot;particles_nb&quot;:2}}},&quot;retina_detect&quot;:true}\" particle-source=\"wpr_particle_json_custom\" class=\"elementor-section elementor-top-section elementor-element elementor-element-174a522 elementor-section-height-min-height wpr-particle-yes elementor-section-boxed elementor-section-height-default elementor-section-items-middle wpr-sticky-section-no exad-sticky-section-no\" data-id=\"174a522\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4f7e732 exad-glass-effect-no exad-sticky-section-no\" data-id=\"4f7e732\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fc0dff4 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"fc0dff4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Not\u00edcias dos principais portais do Brasil<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9f3ba9 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"f9f3ba9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">Fique por dentro deste assunto.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2df369b exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"2df369b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Cess\u00e3o de Cr\u00e9dito em FOCO:<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-ac56679 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"ac56679\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-81e4807 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"81e4807\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af37237 elementor-pagination-type-bullets elementor-arrows-position-inside elementor-pagination-position-outside exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-n-carousel\" data-id=\"af37237\" data-element_type=\"widget\" data-settings=\"{&quot;carousel_items&quot;:[{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;a9ca4c2&quot;},{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;ee3e0c4&quot;},{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;fdea3fa&quot;},{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;d270788&quot;},{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;61135cf&quot;},{&quot;slide_title&quot;:&quot;Mitos&quot;,&quot;_id&quot;:&quot;f4bee50&quot;}],&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;slides_to_show&quot;:&quot;3&quot;,&quot;autoplay_speed&quot;:10000,&quot;speed&quot;:1000,&quot;slides_to_show_tablet&quot;:&quot;2&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;arrows&quot;:&quot;yes&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;image_spacing_custom_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-carousel swiper\" dir=\"ltr\">\n\t\t\t<div class=\"swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"1\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 de 6\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f176147 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"f176147\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b842dc5 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"b842dc5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Bancos podem levar at\u00e9 3 anos para se livrarem de cr\u00e9ditos podres da pandemia<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2956eec exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"2956eec\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Bancos\/ Institui\u00e7\u00f5es relacionadas\u00a0 na Mat\u00e9ria:<\/span><\/span><\/span><\/span><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bf241b elementor-widget__width-inherit exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-exad-logo-carousel\" data-id=\"4bf241b\" data-element_type=\"widget\" data-widget_type=\"exad-logo-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"exad-logo-carousel\">\n\t\t\t\t<div class=\"exad-logo-carousel-element exad-logo-carousel-max-height-\" data-carousel-nav=\"none\" data-slidestoshow=\"4\" data-slidestoshow-tablet=\"2\" data-slidestoshow-mobile=\"1\" data-slidestoscroll=\"1\" data-direction=\"false\" data-loop=\"true\" data-autoplay=\"true\" data-autoplayspeed=\"5000\" data-smooth=\"true\" data-smooth-speed=\"3000\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1280\" height=\"300\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/americanas-logo.png\" class=\"attachment-full size-full wp-image-875\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/americanas-logo.png 1280w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/americanas-logo-300x70.png 300w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/americanas-logo-1024x240.png 1024w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/americanas-logo-768x180.png 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Itau.png\" title=\"Itau\" alt=\"Itau\" loading=\"lazy\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"219\" height=\"122\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/LogoJive.png\" class=\"attachment-full size-full wp-image-878\" alt=\"\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1812\" height=\"310\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/logo-banco-do-brasil-horizontal-brasao-2048-e1709580267233.png\" class=\"attachment-full size-full wp-image-857\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/logo-banco-do-brasil-horizontal-brasao-2048-e1709580267233.png 1812w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/logo-banco-do-brasil-horizontal-brasao-2048-e1709580267233-300x51.png 300w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/logo-banco-do-brasil-horizontal-brasao-2048-e1709580267233-1024x175.png 1024w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/logo-banco-do-brasil-horizontal-brasao-2048-e1709580267233-768x131.png 768w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/logo-banco-do-brasil-horizontal-brasao-2048-e1709580267233-1536x263.png 1536w\" sizes=\"(max-width: 1812px) 100vw, 1812px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"270\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/bradesco-logo-e1709580418621.png\" class=\"attachment-full size-full wp-image-852\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/bradesco-logo-e1709580418621.png 1000w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/bradesco-logo-e1709580418621-300x81.png 300w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/bradesco-logo-e1709580418621-768x207.png 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"549\" height=\"258\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Logo-RCB-2020-e1709653050120.png\" class=\"attachment-full size-full wp-image-879\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Logo-RCB-2020-e1709653050120.png 549w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Logo-RCB-2020-e1709653050120-300x141.png 300w\" sizes=\"(max-width: 549px) 100vw, 549px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"554\" height=\"350\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Desenrola-Brasil-e1709645400225.png\" class=\"attachment-full size-full wp-image-865\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Desenrola-Brasil-e1709645400225.png 554w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Desenrola-Brasil-e1709645400225-300x190.png 300w\" sizes=\"(max-width: 554px) 100vw, 554px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"629\" height=\"184\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/ativos-sa-e-confiavel-1-e1709653023238.png\" class=\"attachment-full size-full wp-image-876\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/ativos-sa-e-confiavel-1-e1709653023238.png 629w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/ativos-sa-e-confiavel-1-e1709653023238-300x88.png 300w\" sizes=\"(max-width: 629px) 100vw, 629px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"192\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Recovery.png\" class=\"attachment-full size-full wp-image-868\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Recovery.png 768w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Recovery-300x75.png 300w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29d4629 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"29d4629\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Por: Alu\u00edsio Almes <br \/><\/span><\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">19\/06\/2023 \u00e0s 07:30<\/span><\/span><\/span><\/span><\/span><\/span><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">\u00a0<br \/><\/span><\/span><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9bab97f ekit-equal-height-enable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"9bab97f\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                        \t\t  <p>Os bancos brasileiros podem levar at\u00e9 tr\u00eas anos para se livrarem de opera\u00e7\u00f5es de cr\u00e9dito geradas durante a pandemia e que resultaram em cr\u00e9ditos podres e calotes devido \u00e0 piora das condi\u00e7\u00f5es econ\u00f4micas no pa\u00eds. \u00c9 o que diz Guilherme Ferreira, s\u00f3cio da Jive Investments, uma das maiores gestoras de recupera\u00e7\u00e3o de cr\u00e9ditos do pa\u00eds.\n\n\u201cVai levar de um ano e meio a tr\u00eas anos para processar toda essa massa de recursos concedida num per\u00edodo de juros extraordinariamente baixos. E que foi sucedida por uma combina\u00e7\u00e3o de infla\u00e7\u00e3o e aumento dos juros\u201d, disse Ferreira em entrevista \u00e0 Intelig\u00eancia Financeira.\n\nQueda de juros \u00e0 vista?\nDe acordo com Ferreira, n\u00e3o h\u00e1 expectativa de queda significativa das taxas de juros num cen\u00e1rio breve. Al\u00e9m disso, o perfil de muitos devedores segue em deteriora\u00e7\u00e3o, o que significa que os \u00edndices de inadimpl\u00eancia ainda podem piorar nos pr\u00f3ximos trimestres. \u201cN\u00e3o sabemos ainda se j\u00e1 chegamos ao fundo do po\u00e7o\u201d, disse.<\/p>\n                                <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dee078d exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"dee078d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><strong><em><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Fonte:<\/span><\/span><\/span><\/span><\/em><\/strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"> As informa\u00e7\u00f5es s\u00e3o do Portal<\/span><\/span><\/span><\/span><b><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">\u00a0Inteligencia Financeira.<\/span><\/span><\/span><\/span><\/b><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">19\/06\/2023<\/span><\/span><\/span><\/span><\/span><\/span><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><br \/><\/span><\/span><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"2\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 de 6\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d6315b9 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"d6315b9\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bead5a7 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"bead5a7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Venda de cr\u00e9ditos pode chegar a R$ 60 bi...<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b61bf71 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"b61bf71\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Bancos\/ Institui\u00e7\u00f5es relacionadas\u00a0 na Mat\u00e9ria:<\/span><\/span><\/span><\/span><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7c309c elementor-widget__width-inherit exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-exad-logo-carousel\" data-id=\"e7c309c\" data-element_type=\"widget\" data-widget_type=\"exad-logo-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"exad-logo-carousel\">\n\t\t\t\t<div class=\"exad-logo-carousel-element exad-logo-carousel-max-height-\" data-carousel-nav=\"none\" data-slidestoshow=\"4\" data-slidestoshow-tablet=\"2\" data-slidestoshow-mobile=\"1\" data-slidestoscroll=\"1\" data-direction=\"false\" data-loop=\"true\" data-autoplay=\"true\" data-autoplayspeed=\"5000\" data-smooth=\"true\" data-smooth-speed=\"3000\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/santander-logo-4-599x105-1.png\" title=\"santander-logo-4-599&#215;105\" alt=\"santander-logo-4-599x105\" loading=\"lazy\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Itau.png\" title=\"Itau\" alt=\"Itau\" loading=\"lazy\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Riachuelo_logo_2013-e1709580313139.png\" title=\"Riachuelo_logo_2013\" alt=\"Riachuelo_logo_2013\" loading=\"lazy\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/logo-banco-do-brasil-horizontal-brasao-2048-e1709580267233.png\" title=\"logo-banco-do-brasil-horizontal-brasao-2048\" alt=\"logo-banco-do-brasil-horizontal-brasao-2048\" loading=\"lazy\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/ponto-logo-599x155-1.png\" title=\"ponto-logo-599&#215;155\" alt=\"ponto-logo-599x155\" loading=\"lazy\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/marisa-descontos-e1709580343429.png\" title=\"marisa-descontos\" alt=\"marisa-descontos\" loading=\"lazy\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/casas-bahia-logo-5-1.png\" title=\"casas-bahia-logo-5-1\" alt=\"casas-bahia-logo-5-1\" loading=\"lazy\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/bradesco-logo-e1709580418621.png\" title=\"bradesco-logo\" alt=\"bradesco-logo\" loading=\"lazy\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/carrefour-logo-1-1536x299-1-e1709580382753.png\" title=\"carrefour-logo-1-1536&#215;299\" alt=\"carrefour-logo-1-1536x299\" loading=\"lazy\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8749bb6 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"8749bb6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Por: <\/span><\/span><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Estad\u00e3o<\/span><\/span><\/strong><\/span><\/span><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"> Conte\u00fado\u00a0<\/span><\/span><br \/><\/span><\/span><\/strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">18\/07\/2022<\/span><\/span><\/span><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-415d51d ekit-equal-height-enable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"415d51d\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                        \t\t  <p>As condi\u00e7\u00f5es mais adversas da economia brasileira, com infla\u00e7\u00e3o e juros em alta, t\u00eam pavimentado o caminho para o crescimento da oferta de carteiras de cr\u00e9dito vencidas, ou \u201cpodres\u201d, como s\u00e3o chamadas informalmente.\n\nOs grandes bancos s\u00e3o os principais ofertantes desse tipo de ativo, mas outros segmentos est\u00e3o ingressando no mercado como forma de lidar com d\u00edvidas vencidas e refor\u00e7ar o caixa, como \u00e9 o caso dos bancos digitais e das varejistas de vestu\u00e1rio e eletroeletr\u00f4nicos.\n\nA tend\u00eancia, portanto, \u00e9 de volumes maiores e diversifica\u00e7\u00e3o de origens, segundo agentes de mercado consultados pelo Estad\u00e3o\/Broadcast.\n\nA Jive, gestora especializada em ativos problem\u00e1ticos , estima que as ofertas girem entre R$ 40 bilh\u00f5es e R$ 60 bilh\u00f5es neste ano. Se confirmada, o ponto m\u00e9dio dessa proje\u00e7\u00e3o representar\u00e1 uma alta de 43% na compara\u00e7\u00e3o com 2021.<\/p>\n                                <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f40aee8 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"f40aee8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><strong><em><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Fonte:<\/span><\/span><\/em><\/strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"> As informa\u00e7\u00f5es s\u00e3o do jornal\u00a0<\/span><\/span><b><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">O Estado de S. Paulo.<\/span><\/span><\/b><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">18\/07\/2022<\/span><\/span><\/span><\/span><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><br \/><\/span><\/span><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"3\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 de 6\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7077948 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"7077948\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7dbc83 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"a7dbc83\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Montante de d\u00edvidas inadimplentes a ser transacionado ao longo deste ano pode chegar \u00e0 marca de R$ 75 bilh\u00f5es<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cb46dd exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"3cb46dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Bancos\/ Institui\u00e7\u00f5es relacionadas\u00a0 na Mat\u00e9ria:<\/span><\/span><\/span><\/span><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d745b6 elementor-widget__width-inherit exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-exad-logo-carousel\" data-id=\"2d745b6\" data-element_type=\"widget\" data-widget_type=\"exad-logo-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"exad-logo-carousel\">\n\t\t\t\t<div class=\"exad-logo-carousel-element exad-logo-carousel-max-height-\" data-carousel-nav=\"none\" data-slidestoshow=\"4\" data-slidestoshow-tablet=\"2\" data-slidestoshow-mobile=\"1\" data-slidestoscroll=\"1\" data-direction=\"false\" data-loop=\"true\" data-autoplay=\"true\" data-autoplayspeed=\"5000\" data-smooth=\"true\" data-smooth-speed=\"3000\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1080\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/serasa-logo-scaled.webp\" class=\"attachment-full size-full wp-image-867\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/serasa-logo-scaled.webp 2560w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/serasa-logo-300x127.webp 300w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/serasa-logo-1024x432.webp 1024w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/serasa-logo-768x324.webp 768w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/serasa-logo-1536x648.webp 1536w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/serasa-logo-2048x864.webp 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"554\" height=\"350\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Desenrola-Brasil-e1709645400225.png\" class=\"attachment-full size-full wp-image-865\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Desenrola-Brasil-e1709645400225.png 554w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Desenrola-Brasil-e1709645400225-300x190.png 300w\" sizes=\"(max-width: 554px) 100vw, 554px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"150\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/cnc.png\" class=\"attachment-full size-full wp-image-864\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/cnc.png 450w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/cnc-300x100.png 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-735288c exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"735288c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Por: <b>B\u00fassola\/ EXAME.com<\/b><\/span><\/span><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">\u00a0<br \/><\/span><\/span><\/strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">28\/03\/2023<\/span><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-869601b ekit-equal-height-enable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"869601b\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                        \t\t  <p>Uma movimenta\u00e7\u00e3o at\u00edpica nos dois primeiros meses do ano chamou a aten\u00e7\u00e3o. Quase R$ 15 bilh\u00f5es de cr\u00e9ditos inadimplentes foram negociados no mercado de cess\u00e3o de cr\u00e9ditos. Normalmente, vemos esse tipo de negocia\u00e7\u00e3o aumentar nos \u00faltimos meses do ano, quando as empresas precisam melhorar seus demonstrativos de resultado do exerc\u00edcio (DRE). Isso mostra que os resultados das empresas no ano de 2022 ficaram abaixo do esperado, e existe uma certa urg\u00eancia em melhorar o fluxo de caixa. Um dos motivos para isso pode ser atribu\u00eddo aos altos \u00edndices de inadimpl\u00eancia.\n\nSegundo dados da Serasa, 70 milh\u00f5es de brasileiros est\u00e3o com o nome restrito, n\u00e3o \u00e0 toa o pr\u00f3prio governo est\u00e1 se preparando para intervir nesta din\u00e2mica via o programa \u201cDesenrola\u201d. No entanto...<\/p>\n                                <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07dbd5e exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"07dbd5e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"vertical-align: inherit;\"><strong><em><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Fonte:<\/span><\/span><\/em><\/strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"> As informa\u00e7\u00f5es s\u00e3o do <\/span><\/span><b><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">B\u00fassola\/ EXAME.com<\/span><\/span><br \/><\/b><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">28\/03\/2023 \u00e0s, 09:30<\/span><\/span><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"4\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 de 6\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-350c897 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"350c897\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e45d5b1 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"e45d5b1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Bancos digitais, varejo e escolas come\u00e7am a vender suas...<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b56dbec exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"b56dbec\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Bancos\/ Institui\u00e7\u00f5es relacionadas\u00a0 na Mat\u00e9ria:<\/span><\/span><\/span><\/span><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2a307c elementor-widget__width-inherit exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-exad-logo-carousel\" data-id=\"b2a307c\" data-element_type=\"widget\" data-widget_type=\"exad-logo-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"exad-logo-carousel\">\n\t\t\t\t<div class=\"exad-logo-carousel-element exad-logo-carousel-max-height-\" data-carousel-nav=\"none\" data-slidestoshow=\"4\" data-slidestoshow-tablet=\"2\" data-slidestoshow-mobile=\"1\" data-slidestoscroll=\"1\" data-direction=\"false\" data-loop=\"true\" data-autoplay=\"true\" data-autoplayspeed=\"5000\" data-smooth=\"true\" data-smooth-speed=\"3000\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-right\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"192\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Recovery.png\" class=\"attachment-full size-full wp-image-868\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Recovery.png 768w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Recovery-300x75.png 300w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-right\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Itau.png\" title=\"Itau\" alt=\"Itau\" loading=\"lazy\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c30a258 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"c30a258\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Por: <\/span><\/span><strong>Josette Goulart<span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><br \/><\/span><\/span><\/strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">19\/05\/2021<\/span><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3ae214 ekit-equal-height-enable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"d3ae214\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                        \t\t  <p>As empresas de recupera\u00e7\u00e3o de cr\u00e9dito acostumadas a comprar carteiras de cr\u00e9dito podre de grandes bancos come\u00e7am a ver um movimento significativo de venda de carteira de inadimplentes por um novo tipo de p\u00fablico: bancos digitais, varejo e setor de ensino. Wagner Sanches, presidente da Recovery, uma empresa de cobran\u00e7a de d\u00edvidas do banco Ita\u00fa e uma das maiores do pa\u00eds, diz que esses setores descobriram que podem ter dinheiro em caixa em poucos dias, mesmo que com grande desconto, mas se livrando dos custos e trabalho da cobran\u00e7a de contas de inadimplentes. Em 2021, a expectativa \u00e9 que esse mercado de venda de carteiras atinja 34 bilh\u00f5es de reais, 70% maior do que no ano passado e cerca de 15% maior do que em 2019. A Recovery tem hoje 27 milh\u00f5es de CPFs em sua carteira, de pessoas com d\u00edvidas de 110 bilh\u00f5es de reais. Por dia, a empresa tem fechado 22 mil acordos, n\u00famero ainda abaixo de 2020, mas Sanches j\u00e1 v\u00ea uma retomada da economia. <\/p>\n                                <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6de506f exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"6de506f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><strong><em><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Fonte:<\/span><\/span><\/em><\/strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"> As informa\u00e7\u00f5es s\u00e3o do <\/span><\/span><b><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Portal Veja Mercado<\/span><\/span><br \/><\/b><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">19\/05\/2021 \u00e0s, 18:53<\/span><\/span><\/span><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"5\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 de 6\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cb2ebe9 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"cb2ebe9\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b0b62f exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"2b0b62f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Com inadimpl\u00eancia elevada, venda de \u2018cr\u00e9dito podre(dividas atrasadas)\u2019 atinge recorde no pa\u00eds<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce953a2 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"ce953a2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Bancos\/ Institui\u00e7\u00f5es relacionadas\u00a0 na Mat\u00e9ria:<\/span><\/span><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29a33b9 elementor-widget__width-inherit exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-exad-logo-carousel\" data-id=\"29a33b9\" data-element_type=\"widget\" data-widget_type=\"exad-logo-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"exad-logo-carousel\">\n\t\t\t\t<div class=\"exad-logo-carousel-element exad-logo-carousel-max-height-\" data-carousel-nav=\"none\" data-slidestoshow=\"4\" data-slidestoshow-tablet=\"2\" data-slidestoshow-mobile=\"1\" data-slidestoscroll=\"1\" data-direction=\"false\" data-loop=\"true\" data-autoplay=\"true\" data-autoplayspeed=\"5000\" data-smooth=\"true\" data-smooth-speed=\"3000\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2048\" height=\"1217\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/banco-central-do-brasil-logo-1-1-2048x1217-1.png\" class=\"attachment-full size-full wp-image-870\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/banco-central-do-brasil-logo-1-1-2048x1217-1.png 2048w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/banco-central-do-brasil-logo-1-1-2048x1217-1-300x178.png 300w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/banco-central-do-brasil-logo-1-1-2048x1217-1-1024x609.png 1024w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/banco-central-do-brasil-logo-1-1-2048x1217-1-768x456.png 768w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/banco-central-do-brasil-logo-1-1-2048x1217-1-1536x913.png 1536w\" sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Itau.png\" title=\"Itau\" alt=\"Itau\" loading=\"lazy\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"356\" height=\"104\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Return-Capital-e1709649828362.png\" class=\"attachment-full size-full wp-image-872\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Return-Capital-e1709649828362.png 356w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Return-Capital-e1709649828362-300x88.png 300w\" sizes=\"(max-width: 356px) 100vw, 356px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"599\" height=\"105\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/santander-logo-4-599x105-1.png\" class=\"attachment-full size-full wp-image-861\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/santander-logo-4-599x105-1.png 599w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/santander-logo-4-599x105-1-300x53.png 300w\" sizes=\"(max-width: 599px) 100vw, 599px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"192\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Recovery.png\" class=\"attachment-full size-full wp-image-868\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Recovery.png 768w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Recovery-300x75.png 300w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b79bbca exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"b79bbca\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Por: <strong>Estad\u00e3o<\/strong><\/span><\/span><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"> Conte\u00fado\u00a0<br \/><\/span><\/span><\/strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">12\/12\/2022<\/span><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de87228 ekit-equal-height-enable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"de87228\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                        \t\t  <p>Com a inadimpl\u00eancia batendo novos recordes e pressionando a carteira de cr\u00e9dito de grandes bancos, varejistas e fintechs, o volume de contas j\u00e1 vencidas que devem ser vendidas a casas especializadas \u2014 o chamado \u201ccr\u00e9dito podre\u201d \u2014 poder\u00e1 terminar o ano em cerca de R$ 75 bilh\u00f5es. \u00c9 um recorde, segundo especialistas na \u00e1rea.\n\nEssas empresas, que compram um grande volume de \u201ccalotes\u201d com descontos, buscam a recupera\u00e7\u00e3o do cr\u00e9dito por meio de negocia\u00e7\u00f5es com o devedor, propondo novas condi\u00e7\u00f5es e prazos de pagamento.\n\nUma das raz\u00f5es para o forte aumento da inadimpl\u00eancia no ano foi a r\u00e1pida subida do juro b\u00e1sico no pa\u00eds, hoje no patamar de 13,75% ao ano. No Brasil, 78,9% das fam\u00edlias t\u00eam dividas vencidas, segundo dados da Confedera\u00e7\u00e3o Nacional do Com\u00e9rcio de Bens, Servi\u00e7os e Turismo (CNC). Fora isso, um aumento da competi\u00e7\u00e3o no mercado de cr\u00e9dito fez muitas pessoas pegarem empr\u00e9stimos em mais de uma institui\u00e7\u00e3o, mesmo estando \u201cnegativadas\u201d.<\/p>\n                                <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-365c4cb exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"365c4cb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><strong><em><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Fonte:<\/span><\/span><\/em><\/strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"> As informa\u00e7\u00f5es s\u00e3o do Portal <\/span><\/span><b><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">InfoMoney\/Minhas Finan\u00e7as.<\/span><\/span><\/b><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">12\/12\/2022<\/span><\/span><\/span><\/span><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><br \/><\/span><\/span><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"6\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"6 de 6\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e5fe8cb e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"e5fe8cb\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b5915e exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"5b5915e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Santander coloca \u00e0 venda carteira com R$ 7 bilh\u00f5es em dividas atrasadas <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8437da7 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"8437da7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Bancos\/ Institui\u00e7\u00f5es relacionadas\u00a0 na Mat\u00e9ria:<\/span><\/span><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53229b1 elementor-widget__width-inherit exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-exad-logo-carousel\" data-id=\"53229b1\" data-element_type=\"widget\" data-widget_type=\"exad-logo-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"exad-logo-carousel\">\n\t\t\t\t<div class=\"exad-logo-carousel-element exad-logo-carousel-max-height-\" data-carousel-nav=\"none\" data-slidestoshow=\"4\" data-slidestoshow-tablet=\"2\" data-slidestoshow-mobile=\"1\" data-slidestoscroll=\"1\" data-direction=\"false\" data-loop=\"true\" data-autoplay=\"true\" data-autoplayspeed=\"5000\" data-smooth=\"true\" data-smooth-speed=\"3000\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"599\" height=\"105\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/santander-logo-4-599x105-1.png\" class=\"attachment-full size-full wp-image-861\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/santander-logo-4-599x105-1.png 599w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/santander-logo-4-599x105-1-300x53.png 300w\" sizes=\"(max-width: 599px) 100vw, 599px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/Itau.png\" title=\"Itau\" alt=\"Itau\" loading=\"lazy\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"3024\" height=\"983\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/brb-logo-0-e1709652070147.png\" class=\"attachment-full size-full wp-image-873\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/brb-logo-0-e1709652070147.png 3024w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/brb-logo-0-e1709652070147-300x98.png 300w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/brb-logo-0-e1709652070147-1024x333.png 1024w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/brb-logo-0-e1709652070147-768x250.png 768w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/brb-logo-0-e1709652070147-1536x499.png 1536w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/brb-logo-0-e1709652070147-2048x666.png 2048w\" sizes=\"(max-width: 3024px) 100vw, 3024px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1812\" height=\"310\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/logo-banco-do-brasil-horizontal-brasao-2048-e1709580267233.png\" class=\"attachment-full size-full wp-image-857\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/logo-banco-do-brasil-horizontal-brasao-2048-e1709580267233.png 1812w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/logo-banco-do-brasil-horizontal-brasao-2048-e1709580267233-300x51.png 300w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/logo-banco-do-brasil-horizontal-brasao-2048-e1709580267233-1024x175.png 1024w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/logo-banco-do-brasil-horizontal-brasao-2048-e1709580267233-768x131.png 768w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/logo-banco-do-brasil-horizontal-brasao-2048-e1709580267233-1536x263.png 1536w\" sizes=\"(max-width: 1812px) 100vw, 1812px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"270\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/bradesco-logo-e1709580418621.png\" class=\"attachment-full size-full wp-image-852\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/bradesco-logo-e1709580418621.png 1000w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/bradesco-logo-e1709580418621-300x81.png 300w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/bradesco-logo-e1709580418621-768x207.png 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dda4e21 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"dda4e21\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Por: <\/span><\/span><b><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Coluna Broadcast \/ Circe Bonatelli \/ Cynthia Decloedt<\/span><\/span><\/b><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">01\/07\/2022 \u00e0s 20:34<\/span><\/span><\/span><\/span><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><br \/><\/span><\/span><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-587c4fa ekit-equal-height-enable exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"587c4fa\" data-element_type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                        \t\t  <p>O Santander Brasil colocou \u00e0 venda um conjunto de cinco carteiras de cr\u00e9ditos podres na ordem de R$ 7 bilh\u00f5es, conforme apurou a Coluna com fontes de mercado. O banco deu a largada a uma sondagem junto a empresas especializadas na compra desse tipo de opera\u00e7\u00e3o para entender o tamanho do apetite do mercado.\n\nPUBLICIDADE\n\n\nNeste primeiro momento, o Santander n\u00e3o detalhou o perfil das carteiras que far\u00e3o parte da oferta. Mas pelo tamanho expressivo do neg\u00f3cio - um das maiores do ano at\u00e9 aqui - a expectativa \u00e9 de que a transa\u00e7\u00e3o re\u00fana um mix de contratos de empr\u00e9stimos para pessoas f\u00edsicas e jur\u00eddicas em diferentes modalidades.\n\nComercializa\u00e7\u00e3o \u00e9 alternativa para rentabilizar d\u00edvidas n\u00e3o quitadas\n\nA comercializa\u00e7\u00e3o de cr\u00e9ditos podres (ou non performing loans, no jarg\u00e3o do mercado) \u00e9 uma alternativa para bancos e empresas rentabilizarem d\u00edvidas que n\u00e3o conseguiram receber de seus clientes. Por parte da compradora dessas carteiras, o interesse est\u00e1 em lucrar com a recupera\u00e7\u00e3o de ao menos uma parte da d\u00edvida principal.<\/p>\n                                <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18ffcf3 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"18ffcf3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><strong><em>Fonte:<\/em><\/strong> As informa\u00e7\u00f5es s\u00e3o do Portal <b>Estad\u00e3o.<\/b><\/span><\/span><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><br \/><\/span><\/span><\/strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">01\/07\/2022<\/span><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-left\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.7 239l136-136c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9L127.9 256l96.4 96.4c9.4 9.4 9.4 24.6 0 33.9L201.7 409c-9.4 9.4-24.6 9.4-33.9 0l-136-136c-9.5-9.4-9.5-24.6-.1-34z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-right\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M696 533C708 521 713 504 713 487 713 471 708 454 696 446L400 146C388 133 375 125 354 125 338 125 325 129 313 142 300 154 292 171 292 187 292 204 296 221 308 233L563 492 304 771C292 783 288 800 288 817 288 833 296 850 308 863 321 871 338 875 354 875 371 875 388 867 400 854L696 533Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-477ed3a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"477ed3a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-986f325 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-exad-logo-carousel\" data-id=\"986f325\" data-element_type=\"widget\" data-widget_type=\"exad-logo-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"exad-logo-carousel\">\n\t\t\t\t<div class=\"exad-logo-carousel-element exad-logo-carousel-max-height-\" data-carousel-nav=\"none\" data-slidestoshow=\"5\" data-slidestoshow-tablet=\"2\" data-slidestoshow-mobile=\"1\" data-slidestoscroll=\"3\" data-direction=\"false\" data-loop=\"true\" data-autoplay=\"true\" data-autoplayspeed=\"5000\" data-smooth=\"true\" data-smooth-speed=\"10000\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"744\" height=\"200\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/logo-inteligencia-financeira-w2-newID.png\" class=\"attachment-full size-full wp-image-877\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/logo-inteligencia-financeira-w2-newID.png 744w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/logo-inteligencia-financeira-w2-newID-300x81.png 300w\" sizes=\"(max-width: 744px) 100vw, 744px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2976\" height=\"737\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/estadao-logo-0-e1709652018614.png\" class=\"attachment-full size-full wp-image-874\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/estadao-logo-0-e1709652018614.png 2976w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/estadao-logo-0-e1709652018614-300x74.png 300w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/estadao-logo-0-e1709652018614-1024x254.png 1024w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/estadao-logo-0-e1709652018614-768x190.png 768w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/estadao-logo-0-e1709652018614-1536x380.png 1536w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/estadao-logo-0-e1709652018614-2048x507.png 2048w\" sizes=\"(max-width: 2976px) 100vw, 2976px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"3631\" height=\"873\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/infomoney-logo-0-e1709649980432.png\" class=\"attachment-full size-full wp-image-871\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/infomoney-logo-0-e1709649980432.png 3631w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/infomoney-logo-0-e1709649980432-300x72.png 300w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/infomoney-logo-0-e1709649980432-1024x246.png 1024w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/infomoney-logo-0-e1709649980432-768x185.png 768w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/infomoney-logo-0-e1709649980432-1536x369.png 1536w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/infomoney-logo-0-e1709649980432-2048x492.png 2048w\" sizes=\"(max-width: 3631px) 100vw, 3631px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/veja-logo-8-1536x726-1.png\" title=\"veja-logo-8-1536&#215;726\" alt=\"veja-logo-8-1536x726\" loading=\"lazy\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1223\" height=\"230\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/exame-logo-0-1536x1536-1-e1709645429140.png\" class=\"attachment-full size-full wp-image-866\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/exame-logo-0-1536x1536-1-e1709645429140.png 1223w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/exame-logo-0-1536x1536-1-e1709645429140-300x56.png 300w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/exame-logo-0-1536x1536-1-e1709645429140-1024x193.png 1024w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/exame-logo-0-1536x1536-1-e1709645429140-768x144.png 768w\" sizes=\"(max-width: 1223px) 100vw, 1223px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"exad-logo-carousel-item exad-logo-carousel-center\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"258\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/istoedinheiro.png\" class=\"attachment-full size-full wp-image-863\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/istoedinheiro.png 1000w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/istoedinheiro-300x77.png 300w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2024\/03\/istoedinheiro-768x198.png 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5c127ac elementor-section-height-min-height elementor-section-full_width elementor-section-height-default elementor-section-items-middle exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"5c127ac\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-69184e7 exad-glass-effect-no exad-sticky-section-no\" data-id=\"69184e7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2d50507 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"2d50507\" data-element_type=\"section\" id=\"insight\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d9bc055 exad-glass-effect-no exad-sticky-section-no\" data-id=\"d9bc055\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7788265 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"7788265\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Porqu\u00ea escolher a Bancorp?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f64c98 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"9f64c98\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Nossa empresa tem uma reputa\u00e7\u00e3o de seriedade na recupera\u00e7\u00e3o de cr\u00e9ditos. Temos uma equipe experiente que pode ajud\u00e1-lo a identificar clientes inadimplentes, entrar em contato com eles e adotar a a\u00e7\u00e3o necess\u00e1ria para recuperar seus cr\u00e9ditos. N\u00f3s entendemos que a recupera\u00e7\u00e3o de cr\u00e9ditos pode ser um processo complicado e estressante. \u00c9 por isso que trabalhamos para tornar o processo o mais f\u00e1cil e transparente poss\u00edvel. Compreendemos que sua empresa \u00e9 \u00fanica e, portanto, personalizamos nossos servi\u00e7os para atender \u00e0s suas necessidades espec\u00edficas.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c361b89 elementor-position-left elementor-vertical-align-middle elementor-view-default elementor-mobile-position-top exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"c361b89\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/elementor\/css\/custom-widget-icon-box.min.css?ver=1723574465\">\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-laptop-code\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M255.03 261.65c6.25 6.25 16.38 6.25 22.63 0l11.31-11.31c6.25-6.25 6.25-16.38 0-22.63L253.25 192l35.71-35.72c6.25-6.25 6.25-16.38 0-22.63l-11.31-11.31c-6.25-6.25-16.38-6.25-22.63 0l-58.34 58.34c-6.25 6.25-6.25 16.38 0 22.63l58.35 58.34zm96.01-11.3l11.31 11.31c6.25 6.25 16.38 6.25 22.63 0l58.34-58.34c6.25-6.25 6.25-16.38 0-22.63l-58.34-58.34c-6.25-6.25-16.38-6.25-22.63 0l-11.31 11.31c-6.25 6.25-6.25 16.38 0 22.63L386.75 192l-35.71 35.72c-6.25 6.25-6.25 16.38 0 22.63zM624 416H381.54c-.74 19.81-14.71 32-32.74 32H288c-18.69 0-33.02-17.47-32.77-32H16c-8.8 0-16 7.2-16 16v16c0 35.2 28.8 64 64 64h512c35.2 0 64-28.8 64-64v-16c0-8.8-7.2-16-16-16zM576 48c0-26.4-21.6-48-48-48H112C85.6 0 64 21.6 64 48v336h512V48zm-64 272H128V64h384v256z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tEntendimento do caso\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAntes de tudo, estudamos cuidadosamente seu caso, analisando as informa\u00e7\u00f5es dispon\u00edveis e ouvindo suas necessidades e expectativas.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c96905 elementor-position-left elementor-vertical-align-middle elementor-view-default elementor-mobile-position-top exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"1c96905\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-network-wired\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M640 264v-16c0-8.84-7.16-16-16-16H344v-40h72c17.67 0 32-14.33 32-32V32c0-17.67-14.33-32-32-32H224c-17.67 0-32 14.33-32 32v128c0 17.67 14.33 32 32 32h72v40H16c-8.84 0-16 7.16-16 16v16c0 8.84 7.16 16 16 16h104v40H64c-17.67 0-32 14.33-32 32v128c0 17.67 14.33 32 32 32h160c17.67 0 32-14.33 32-32V352c0-17.67-14.33-32-32-32h-56v-40h304v40h-56c-17.67 0-32 14.33-32 32v128c0 17.67 14.33 32 32 32h160c17.67 0 32-14.33 32-32V352c0-17.67-14.33-32-32-32h-56v-40h104c8.84 0 16-7.16 16-16zM256 128V64h128v64H256zm-64 320H96v-64h96v64zm352 0h-96v-64h96v64z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPlano de A\u00e7\u00e3o Exclusivo\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCom base nesse entendimento, desenvolvemos estrat\u00e9gias espec\u00edficas e eficientes para recuperar seus cr\u00e9ditos, levando em conta as particularidades do seu neg\u00f3cio e a legisla\u00e7\u00e3o aplic\u00e1vel.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed859a3 elementor-position-left elementor-vertical-align-middle elementor-view-default elementor-mobile-position-top exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"ed859a3\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-users-cog\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M610.5 341.3c2.6-14.1 2.6-28.5 0-42.6l25.8-14.9c3-1.7 4.3-5.2 3.3-8.5-6.7-21.6-18.2-41.2-33.2-57.4-2.3-2.5-6-3.1-9-1.4l-25.8 14.9c-10.9-9.3-23.4-16.5-36.9-21.3v-29.8c0-3.4-2.4-6.4-5.7-7.1-22.3-5-45-4.8-66.2 0-3.3.7-5.7 3.7-5.7 7.1v29.8c-13.5 4.8-26 12-36.9 21.3l-25.8-14.9c-2.9-1.7-6.7-1.1-9 1.4-15 16.2-26.5 35.8-33.2 57.4-1 3.3.4 6.8 3.3 8.5l25.8 14.9c-2.6 14.1-2.6 28.5 0 42.6l-25.8 14.9c-3 1.7-4.3 5.2-3.3 8.5 6.7 21.6 18.2 41.1 33.2 57.4 2.3 2.5 6 3.1 9 1.4l25.8-14.9c10.9 9.3 23.4 16.5 36.9 21.3v29.8c0 3.4 2.4 6.4 5.7 7.1 22.3 5 45 4.8 66.2 0 3.3-.7 5.7-3.7 5.7-7.1v-29.8c13.5-4.8 26-12 36.9-21.3l25.8 14.9c2.9 1.7 6.7 1.1 9-1.4 15-16.2 26.5-35.8 33.2-57.4 1-3.3-.4-6.8-3.3-8.5l-25.8-14.9zM496 368.5c-26.8 0-48.5-21.8-48.5-48.5s21.8-48.5 48.5-48.5 48.5 21.8 48.5 48.5-21.7 48.5-48.5 48.5zM96 224c35.3 0 64-28.7 64-64s-28.7-64-64-64-64 28.7-64 64 28.7 64 64 64zm224 32c1.9 0 3.7-.5 5.6-.6 8.3-21.7 20.5-42.1 36.3-59.2 7.4-8 17.9-12.6 28.9-12.6 6.9 0 13.7 1.8 19.6 5.3l7.9 4.6c.8-.5 1.6-.9 2.4-1.4 7-14.6 11.2-30.8 11.2-48 0-61.9-50.1-112-112-112S208 82.1 208 144c0 61.9 50.1 112 112 112zm105.2 194.5c-2.3-1.2-4.6-2.6-6.8-3.9-8.2 4.8-15.3 9.8-27.5 9.8-10.9 0-21.4-4.6-28.9-12.6-18.3-19.8-32.3-43.9-40.2-69.6-10.7-34.5 24.9-49.7 25.8-50.3-.1-2.6-.1-5.2 0-7.8l-7.9-4.6c-3.8-2.2-7-5-9.8-8.1-3.3.2-6.5.6-9.8.6-24.6 0-47.6-6-68.5-16h-8.3C179.6 288 128 339.6 128 403.2V432c0 26.5 21.5 48 48 48h255.4c-3.7-6-6.2-12.8-6.2-20.3v-9.2zM173.1 274.6C161.5 263.1 145.6 256 128 256H64c-35.3 0-64 28.7-64 64v32c0 17.7 14.3 32 32 32h65.9c6.3-47.4 34.9-87.3 75.2-109.4z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tAcompanhamento Constante\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAo longo do processo, mantemos voc\u00ea informado sobre todas as etapas e resultados, garantindo total transpar\u00eancia e confian\u00e7a na nossa atua\u00e7\u00e3o.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fab67bc elementor-widget-laptop__width-initial wpr-button-icon-style-inline wpr-button-icon-position-right exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-wpr-button\" data-id=\"fab67bc\" data-element_type=\"widget\" data-widget_type=\"wpr-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\n\t\t\t\n\t\t\n\t\t<div class=\"wpr-button-wrap elementor-clearfix\">\n\t\t<a class=\"wpr-button wpr-button-effect wpr-button-none\" data-text=\"Go\" href=\"\/#Contact\">\n\t\t\t\n\t\t\t<span class=\"wpr-button-content\">\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-text\">Fale Conosco<\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\n\t\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3deee55 elementor-hidden-tablet elementor-hidden-mobile exad-glass-effect-no exad-sticky-section-no\" data-id=\"3deee55\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-be5acd7 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-image\" data-id=\"be5acd7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"724\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2023\/06\/pic-8.jpg\" class=\"attachment-large size-large wp-image-359\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2023\/06\/pic-8.jpg 900w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2023\/06\/pic-8-300x241.jpg 300w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2023\/06\/pic-8-768x618.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1c5769a elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"1c5769a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e5d0022 exad-glass-effect-no exad-sticky-section-no\" data-id=\"e5d0022\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-60676b5 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"60676b5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Nossos servi\u00e7os.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4288353 elementor-section-full_width elementor-section-height-full elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"4288353\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-eb23299 exad-glass-effect-no exad-sticky-section-no\" data-id=\"eb23299\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f5199b elementor-view-stacked elementor-shape-square elementor-widget-laptop__width-initial elementor-position-top elementor-mobile-position-top exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"5f5199b\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-street-view\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M367.9 329.76c-4.62 5.3-9.78 10.1-15.9 13.65v22.94c66.52 9.34 112 28.05 112 49.65 0 30.93-93.12 56-208 56S48 446.93 48 416c0-21.6 45.48-40.3 112-49.65v-22.94c-6.12-3.55-11.28-8.35-15.9-13.65C58.87 345.34 0 378.05 0 416c0 53.02 114.62 96 256 96s256-42.98 256-96c0-37.95-58.87-70.66-144.1-86.24zM256 128c35.35 0 64-28.65 64-64S291.35 0 256 0s-64 28.65-64 64 28.65 64 64 64zm-64 192v96c0 17.67 14.33 32 32 32h64c17.67 0 32-14.33 32-32v-96c17.67 0 32-14.33 32-32v-96c0-26.51-21.49-48-48-48h-11.8c-11.07 5.03-23.26 8-36.2 8s-25.13-2.97-36.2-8H208c-26.51 0-48 21.49-48 48v96c0 17.67 14.33 32 32 32z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tConsultoria de Cobran\u00e7a\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tUma das principais vantagens da consultoria corporativa \u00e9 que ela permite que as empresas tenham acesso a uma expertise que muitas vezes n\u00e3o possuem internamente. Al\u00e9m disso, os consultores podem trazer uma vis\u00e3o externa e imparcial sobre os desafios enfrentados pela organiza\u00e7\u00e3o, o que pode ser muito valioso para a tomada de decis\u00f5es.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-5a22c13 exad-glass-effect-no exad-sticky-section-no\" data-id=\"5a22c13\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e9b7a3 elementor-view-stacked elementor-shape-square elementor-widget-laptop__width-initial elementor-position-top elementor-mobile-position-top exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"2e9b7a3\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-sync\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M440.65 12.57l4 82.77A247.16 247.16 0 0 0 255.83 8C134.73 8 33.91 94.92 12.29 209.82A12 12 0 0 0 24.09 224h49.05a12 12 0 0 0 11.67-9.26 175.91 175.91 0 0 1 317-56.94l-101.46-4.86a12 12 0 0 0-12.57 12v47.41a12 12 0 0 0 12 12H500a12 12 0 0 0 12-12V12a12 12 0 0 0-12-12h-47.37a12 12 0 0 0-11.98 12.57zM255.83 432a175.61 175.61 0 0 1-146-77.8l101.8 4.87a12 12 0 0 0 12.57-12v-47.4a12 12 0 0 0-12-12H12a12 12 0 0 0-12 12V500a12 12 0 0 0 12 12h47.35a12 12 0 0 0 12-12.6l-4.15-82.57A247.17 247.17 0 0 0 255.83 504c121.11 0 221.93-86.92 243.55-201.82a12 12 0 0 0-11.8-14.18h-49.05a12 12 0 0 0-11.67 9.26A175.86 175.86 0 0 1 255.83 432z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCobran\u00e7a Ativa\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAo escolher a melhor cobran\u00e7a ativa para sua empresa, \u00e9 importante considerar alguns fatores. Primeiramente, \u00e9 necess\u00e1rio ter uma equipe capacitada e treinada para realizar as cobran\u00e7as. Al\u00e9m disso, \u00e9 importante definir uma pol\u00edtica de cobran\u00e7a clara e objetiva, que estabele\u00e7a prazos e formas de contato com os devedores.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-081d32c exad-glass-effect-no exad-sticky-section-no\" data-id=\"081d32c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4eef8ed elementor-view-stacked elementor-shape-square elementor-widget-laptop__width-initial elementor-position-top elementor-mobile-position-top exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"4eef8ed\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-pen-nib\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M136.6 138.79a64.003 64.003 0 0 0-43.31 41.35L0 460l14.69 14.69L164.8 324.58c-2.99-6.26-4.8-13.18-4.8-20.58 0-26.51 21.49-48 48-48s48 21.49 48 48-21.49 48-48 48c-7.4 0-14.32-1.81-20.58-4.8L37.31 497.31 52 512l279.86-93.29a64.003 64.003 0 0 0 41.35-43.31L416 224 288 96l-151.4 42.79zm361.34-64.62l-60.11-60.11c-18.75-18.75-49.16-18.75-67.91 0l-56.55 56.55 128.02 128.02 56.55-56.55c18.75-18.75 18.75-49.15 0-67.91z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tConcilia\u00e7\u00e3o jur\u00eddica &amp;<br>interm\u00e9dio pagamentos.\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tBuscamos uma forma de resolu\u00e7\u00e3o de conflitos  com solu\u00e7\u00f5es pac\u00edficas para quest\u00f5es que envolvam o judici\u00e1rio. Ela consiste em uma negocia\u00e7\u00e3o direta entre as partes envolvidas, mediada por um conciliador  que busca um acordo que seja satisfat\u00f3rio para todos os envolvidos.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-f6b5a9e exad-glass-effect-no exad-sticky-section-no\" data-id=\"f6b5a9e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c429aa6 elementor-shape-square elementor-view-stacked elementor-widget-laptop__width-initial elementor-position-top elementor-mobile-position-top exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"c429aa6\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-tasks\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M139.61 35.5a12 12 0 0 0-17 0L58.93 98.81l-22.7-22.12a12 12 0 0 0-17 0L3.53 92.41a12 12 0 0 0 0 17l47.59 47.4a12.78 12.78 0 0 0 17.61 0l15.59-15.62L156.52 69a12.09 12.09 0 0 0 .09-17zm0 159.19a12 12 0 0 0-17 0l-63.68 63.72-22.7-22.1a12 12 0 0 0-17 0L3.53 252a12 12 0 0 0 0 17L51 316.5a12.77 12.77 0 0 0 17.6 0l15.7-15.69 72.2-72.22a12 12 0 0 0 .09-16.9zM64 368c-26.49 0-48.59 21.5-48.59 48S37.53 464 64 464a48 48 0 0 0 0-96zm432 16H208a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16h288a16 16 0 0 0 16-16v-32a16 16 0 0 0-16-16zm0-320H208a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16h288a16 16 0 0 0 16-16V80a16 16 0 0 0-16-16zm0 160H208a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16h288a16 16 0 0 0 16-16v-32a16 16 0 0 0-16-16z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tAn\u00e1lises de  neg\u00f3cios\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAn\u00e1lises de neg\u00f3cios s\u00e3o uma parte fundamental de qualquer empreendimento bem-sucedido. Buscamos a identifica\u00e7\u00e3o de problemas e oportunidades, e desenvolvimento de solu\u00e7\u00f5es para alcan\u00e7ar objetivos de neg\u00f3cios.\nAs an\u00e1lises de neg\u00f3cios ajudam as empresas a tomar decis\u00f5es informadas e a adotar estrat\u00e9gias eficazes e eficientes. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-94957cd elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"94957cd\" data-element_type=\"section\" id=\"businessplans\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2cfa326 exad-glass-effect-no exad-sticky-section-no\" data-id=\"2cfa326\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e3278cb exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"e3278cb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Plano de Neg\u00f3cios<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f8b602 elementor-widget-laptop__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"7f8b602\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Segmentos da Cobran\u00e7a<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1948b33 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"1948b33\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Entendemos que cada cliente possu\u00ed suas particularidades, nossa forma de atendimente preza entender ao m\u00e1ximo a realidade de cada empresa para oferecer a solu\u00e7\u00e3o mais eficiente cab\u00edvel ao momento.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f6082b1 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"f6082b1\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-30a79db exad-glass-effect-no exad-sticky-section-no\" data-id=\"30a79db\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e49253 elementor-view-default elementor-position-top elementor-mobile-position-top exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"5e49253\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-envelope-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zM178.117 262.104C87.429 196.287 88.353 196.121 64 177.167V152c0-13.255 10.745-24 24-24h272c13.255 0 24 10.745 24 24v25.167c-24.371 18.969-23.434 19.124-114.117 84.938-10.5 7.655-31.392 26.12-45.883 25.894-14.503.218-35.367-18.227-45.883-25.895zM384 217.775V360c0 13.255-10.745 24-24 24H88c-13.255 0-24-10.745-24-24V217.775c13.958 10.794 33.329 25.236 95.303 70.214 14.162 10.341 37.975 32.145 64.694 32.01 26.887.134 51.037-22.041 64.72-32.025 61.958-44.965 81.325-59.406 95.283-70.199z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCobran\u00e7a preventiva\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAtr\u00e1ves de um lembrete podemos estreitar o relacionamento com o cliente, informando que sua conta ir\u00e1 vencer em breve. Assim nosso cliente garante receita e evita a ocorr\u00eancia de inadimpl\u00eancias.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-71bbd23 exad-glass-effect-no exad-sticky-section-no\" data-id=\"71bbd23\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bbe60d2 elementor-view-default elementor-position-top elementor-mobile-position-top exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"bbe60d2\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"hm hm-phone\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCobran\u00e7a Ativa\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAtr\u00e1ves de contatos via telefone,e-mail, WhatsApp e SMS, enfatizamos que a inadimpl\u00eancia n\u00e3o foi esquecida, e que nosso interesse \u00e9 auxiliar na regulariza\u00e7\u00e3o do d\u00e9bito afins de evitar tratativas judiciais da div\u00edda.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ce67ce0 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"ce67ce0\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f5de2d0 exad-glass-effect-no exad-sticky-section-no\" data-id=\"f5de2d0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d1ce61d elementor-view-default elementor-position-top elementor-mobile-position-top exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"d1ce61d\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-justice-1\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCobran\u00e7a Extra-Judicial\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCom profissionais humanizados, nosso contato\nneste tipo de servi\u00e7o \u00e9 altamente eficiente,\naproximando empresa e cliente, podemos compreender\nos motivos do atraso, conseguimos estabelecer uma\nbase de confian\u00e7a para negociar valores e encontrar\na melhor solu\u00e7\u00e3o juntos\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-bbc2633 exad-glass-effect-no exad-sticky-section-no\" data-id=\"bbc2633\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b923a9a elementor-view-default elementor-position-top elementor-mobile-position-top exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"b923a9a\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-justice\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCobran\u00e7a Judicial\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tPara os casos em que a \u00fanica sa\u00edda \u00e9 a cobran\u00e7a Judicial, contamos com um time de advogados especialistas em execu\u00e7\u00e3o de d\u00e9bitos.  Al\u00e9m disso, antes de executar a cobran\u00e7a, colocamos nosssos profissionais \u00e0 disposi\u00e7\u00e3o dos clientes para aconselhamento estrat\u00e9gico para todos tipos de ocorr\u00eancias.\u200b\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ba8341b elementor-hidden-tablet elementor-hidden-mobile exad-glass-effect-no exad-sticky-section-no\" data-id=\"ba8341b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6480329 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-wpr-charts\" data-id=\"6480329\" data-element_type=\"widget\" data-settings=\"{&quot;legend_font_weight&quot;:400,&quot;data_source&quot;:&quot;custom&quot;,&quot;tooltips_percent&quot;:&quot;true&quot;,&quot;title_font_weight&quot;:600}\" data-widget_type=\"wpr-charts.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"wpr-charts-container\" data-settings=\"{&quot;data_source&quot;:&quot;custom&quot;,&quot;chart_type&quot;:&quot;doughnut&quot;,&quot;stacked_bar_chart&quot;:&quot;yes&quot;,&quot;data_type&quot;:&quot;linear&quot;,&quot;inner_datalabels&quot;:null,&quot;inner_datalabels_color&quot;:null,&quot;inner_datalabels_font_size&quot;:&quot;&quot;,&quot;inner_datalabels_font_family&quot;:&quot;&quot;,&quot;inner_datalabels_font_weight&quot;:&quot;&quot;,&quot;inner_datalabels_font_style&quot;:&quot;&quot;,&quot;ticks_padding_x&quot;:&quot;&quot;,&quot;ticks_color_x&quot;:null,&quot;ticks_font_family_x&quot;:null,&quot;ticks_font_style_x&quot;:null,&quot;ticks_font_weight_x&quot;:null,&quot;ticks_font_size_x&quot;:&quot;&quot;,&quot;ticks_padding_y&quot;:&quot;&quot;,&quot;ticks_color_y&quot;:&quot;&quot;,&quot;point_labels_color_r&quot;:&quot;&quot;,&quot;ticks_font_family_y&quot;:null,&quot;ticks_font_style_y&quot;:null,&quot;ticks_font_weight_y&quot;:null,&quot;ticks_font_size_y&quot;:&quot;&quot;,&quot;point_labels_font_family_r&quot;:null,&quot;point_labels_font_style_r&quot;:null,&quot;point_labels_font_weight_r&quot;:null,&quot;point_labels_font_size_r&quot;:&quot;&quot;,&quot;exclude_dataset_on_click&quot;:&quot;yes&quot;,&quot;trigger_tooltip_on&quot;:&quot;mousemove&quot;,&quot;chart_labels&quot;:[&quot;Cobran\\u00e7a Ativa&quot;,&quot;Cobran\\u00e7a Extra-Judicial&quot;,&quot;Cobran\\u00e7a Judicial&quot;],&quot;chart_datasets&quot;:&quot;[{\\&quot;label\\&quot;:\\&quot;Janeiro\\&quot;,\\&quot;data\\&quot;:[13,20,3],\\&quot;backgroundColor\\&quot;:[\\&quot;#5685FF\\&quot;,\\&quot;#FFD73E\\&quot;,\\&quot;#605BE5\\&quot;],\\&quot;hoverBackgroundColor\\&quot;:[\\&quot;#346CFF\\&quot;,\\&quot;#FFB43E\\&quot;,\\&quot;#48BC63\\&quot;],\\&quot;borderColor\\&quot;:[\\&quot;#1A5AFF\\&quot;,\\&quot;#FFB522\\&quot;,\\&quot;#605BE5\\&quot;],\\&quot;hoverBorderColor\\&quot;:[\\&quot;#1A5AFF\\&quot;,\\&quot;#FFB43E\\&quot;,\\&quot;#51D570\\&quot;],\\&quot;borderWidth\\&quot;:[\\&quot;1\\&quot;,\\&quot;1\\&quot;,\\&quot;1\\&quot;],\\&quot;barPercentage\\&quot;:[]},{\\&quot;label\\&quot;:\\&quot;Fevereiro\\&quot;,\\&quot;data\\&quot;:[20,10,3],\\&quot;backgroundColor\\&quot;:[\\&quot;#5685FF\\&quot;,\\&quot;#FFD73E\\&quot;,\\&quot;#605BE5\\&quot;],\\&quot;hoverBackgroundColor\\&quot;:[\\&quot;#346CFF\\&quot;,\\&quot;#FFB43E\\&quot;,\\&quot;#48BC63\\&quot;],\\&quot;borderColor\\&quot;:[\\&quot;#1A5AFF\\&quot;,\\&quot;#FFB522\\&quot;,\\&quot;#605BE5\\&quot;],\\&quot;hoverBorderColor\\&quot;:[\\&quot;#1A5AFF\\&quot;,\\&quot;#FFB43E\\&quot;,\\&quot;#51D570\\&quot;],\\&quot;borderWidth\\&quot;:[\\&quot;1\\&quot;,\\&quot;1\\&quot;,\\&quot;1\\&quot;],\\&quot;barPercentage\\&quot;:[]},{\\&quot;label\\&quot;:\\&quot;Mar\\\\u00e7o\\&quot;,\\&quot;data\\&quot;:[15,33,23],\\&quot;backgroundColor\\&quot;:[\\&quot;#5685FF\\&quot;,\\&quot;#FFD73E\\&quot;,\\&quot;#605BE5\\&quot;],\\&quot;hoverBackgroundColor\\&quot;:[\\&quot;#346CFF\\&quot;,\\&quot;#FFB43E\\&quot;,\\&quot;#48BC63\\&quot;],\\&quot;borderColor\\&quot;:[\\&quot;#1A5AFF\\&quot;,\\&quot;#FFB522\\&quot;,\\&quot;#605BE5\\&quot;],\\&quot;hoverBorderColor\\&quot;:[\\&quot;#1A5AFF\\&quot;,\\&quot;#FFB43E\\&quot;,\\&quot;#51D570\\&quot;],\\&quot;borderWidth\\&quot;:[\\&quot;1\\&quot;,\\&quot;1\\&quot;,\\&quot;1\\&quot;],\\&quot;barPercentage\\&quot;:[]}]&quot;,&quot;show_chart_legend&quot;:&quot;yes&quot;,&quot;reverse_legend&quot;:&quot;no&quot;,&quot;reverse_x&quot;:null,&quot;reverse_y&quot;:null,&quot;legend_shape&quot;:&quot;point&quot;,&quot;legend_box_width&quot;:40,&quot;legend_position&quot;:&quot;bottom&quot;,&quot;legend_align&quot;:&quot;end&quot;,&quot;legend_text_color&quot;:&quot;#222222&quot;,&quot;legend_font_family&quot;:&quot;Poppins&quot;,&quot;legend_font_size&quot;:14,&quot;legend_font_style&quot;:&quot;normal&quot;,&quot;legend_font_weight&quot;:400,&quot;legend_padding&quot;:10,&quot;chart_animation&quot;:&quot;yes&quot;,&quot;chart_animation_loop&quot;:&quot;&quot;,&quot;chart_animation_duration&quot;:&quot;&quot;,&quot;animation_transition_type&quot;:null,&quot;show_chart_title&quot;:&quot;yes&quot;,&quot;chart_title&quot;:&quot;Resolu\\u00e7\\u00e3o de casos&quot;,&quot;chart_title_align&quot;:&quot;center&quot;,&quot;chart_title_position&quot;:&quot;top&quot;,&quot;chart_title_color&quot;:&quot;&quot;,&quot;title_font_family&quot;:&quot;Arial&quot;,&quot;title_font_size&quot;:14,&quot;title_font_style&quot;:&quot;normal&quot;,&quot;title_font_weight&quot;:600,&quot;title_padding&quot;:10,&quot;show_chart_tooltip&quot;:&quot;yes&quot;,&quot;tooltips_percent&quot;:&quot;true&quot;,&quot;chart_interaction_mode&quot;:&quot;point&quot;,&quot;tooltip_position&quot;:&quot;average&quot;,&quot;tooltip_padding&quot;:5,&quot;tooltip_caret_size&quot;:10,&quot;tooltip_caret_size_mobile&quot;:0,&quot;chart_tooltip_bg_color&quot;:&quot;&quot;,&quot;chart_tooltip_title_color&quot;:&quot;#FFF&quot;,&quot;chart_tooltip_title_font&quot;:&quot;Poppins&quot;,&quot;chart_tooltip_title_font_size&quot;:12,&quot;chart_tooltip_title_align&quot;:&quot;center&quot;,&quot;chart_tooltip_title_margin_bottom&quot;:10,&quot;chart_tooltip_item_color&quot;:&quot;#FFF&quot;,&quot;chart_tooltip_item_font&quot;:&quot;Poppins&quot;,&quot;chart_tooltip_item_font_size&quot;:12,&quot;chart_tooltip_item_align&quot;:&quot;center&quot;,&quot;chart_tooltip_item_spacing&quot;:10,&quot;show_lines&quot;:&quot;&quot;,&quot;line_dots&quot;:&quot;&quot;,&quot;line_dots_radius&quot;:&quot;&quot;,&quot;line_dots_radius_mobile&quot;:0,&quot;border_dash_offset&quot;:null,&quot;border_dash_length&quot;:null,&quot;border_dash_spacing&quot;:null,&quot;border_dash_offset_r&quot;:null,&quot;border_dash_length_r&quot;:null,&quot;border_dash_spacing_r&quot;:null,&quot;display_x_axis&quot;:null,&quot;display_x_ticks&quot;:null,&quot;display_x_axis_title&quot;:null,&quot;x_axis_title&quot;:null,&quot;axis_title_color_x&quot;:null,&quot;axis_title_font_family_x&quot;:null,&quot;axis_title_font_style_x&quot;:null,&quot;axis_title_font_weight_x&quot;:null,&quot;axis_title_font_size_x&quot;:&quot;&quot;,&quot;rotation_x&quot;:null,&quot;axis_grid_line_color_x&quot;:null,&quot;grid_line_width_x&quot;:null,&quot;display_y_axis&quot;:null,&quot;display_y_ticks&quot;:null,&quot;y_step_size&quot;:null,&quot;x_step_size&quot;:null,&quot;display_r_axis&quot;:null,&quot;display_r_ticks&quot;:null,&quot;r_step_size&quot;:null,&quot;display_y_axis_title&quot;:null,&quot;y_axis_title&quot;:null,&quot;axis_title_color_y&quot;:null,&quot;axis_title_font_family_y&quot;:null,&quot;axis_title_font_style_y&quot;:null,&quot;axis_title_font_weight_y&quot;:null,&quot;axis_title_font_size_y&quot;:&quot;&quot;,&quot;rotation_y&quot;:null,&quot;axis_grid_line_color_y&quot;:null,&quot;grid_line_width_y&quot;:null,&quot;grid_line_width_r&quot;:null,&quot;axis_grid_line_color_r&quot;:null,&quot;angle_lines_color&quot;:&quot;&quot;,&quot;axis_labels_color&quot;:&quot;&quot;,&quot;axis_labels_bg_color&quot;:&quot;&quot;,&quot;axis_labels_padding&quot;:&quot;&quot;,&quot;min_value&quot;:null,&quot;max_value&quot;:null,&quot;url&quot;:&quot;&quot;,&quot;separator&quot;:null}\"><div class=\"wpr-charts-wrapper\"><canvas class=\"wpr-chart\"><\/canvas><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eedf4f3 elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"eedf4f3\" data-element_type=\"section\" id=\"business plans\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-29f820d elementor-hidden-tablet elementor-hidden-mobile exad-glass-effect-no exad-sticky-section-no\" data-id=\"29f820d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-36aec9f exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-image\" data-id=\"36aec9f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"803\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2023\/07\/pic-14-1024x856.jpg\" class=\"attachment-large size-large wp-image-511\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2023\/07\/pic-14-1024x856.jpg 1024w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2023\/07\/pic-14-300x251.jpg 300w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2023\/07\/pic-14-768x642.jpg 768w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2023\/07\/pic-14.jpg 1089w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a6050dc exad-glass-effect-no exad-sticky-section-no\" data-id=\"a6050dc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b11fc9f exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"b11fc9f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-small\">Perguntas Frequentes<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c617a9f exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-accordion\" data-id=\"c617a9f\" data-element_type=\"widget\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion floating-style\" id=\"accordion-69e5f85b7448f\">\n\n            \n                <div class=\"elementskit-card active\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-c617a9f\">\n                        <a href=\"#collapse-eb675d769e5f85b7448f\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-eb675d769e5f85b7448f\" aria-expanded=\"true\" aria-controls=\"Collapse-eb675d769e5f85b7448f\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-up-arrow1\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">Quanto tempo leva para limpar meu nome, ap\u00f3s o pagamento do acordo?<\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-eb675d769e5f85b7448f\" class=\" show collapse\" aria-labelledby=\"primaryHeading-0-c617a9f\" data-parent=\"#accordion-69e5f85b7448f\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">Ap\u00f3s o pagamento da 1 Parcela seu acordo, aguarde cinco dias \u00fateis e seu nome j\u00e1 estar\u00e1 limpo. Caso voc\u00ea j\u00e1 tenha pago e tenha ultrapassado o prazo de cinco dias sem regulariza\u00e7\u00e3o de seu nome, preencha o formul\u00e1rio clicando no link abaixo.<\/span><\/span><br \/><strong><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">Importante:<\/span><\/span><\/strong><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">\u00a0Ap\u00f3s 10 dias de vencimento do seu boleto, \u00e9 gerada\/mantida a inclus\u00e3o do seu CPF no SCPC e SERASA. Evite atrasos.<\/span><\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-c617a9f\">\n                        <a href=\"#collapse-429fd4d69e5f85b7448f\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-429fd4d69e5f85b7448f\" aria-expanded=\"false\" aria-controls=\"Collapse-429fd4d69e5f85b7448f\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-up-arrow1\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">Quais as formas de pagamento do meu acordo?<\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-429fd4d69e5f85b7448f\" class=\" collapse\" aria-labelledby=\"primaryHeading-1-c617a9f\" data-parent=\"#accordion-69e5f85b7448f\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">At\u00e9 a data do vencimento seu boleto \u00e9 aceito em qualquer ag\u00eancia banc\u00e1ria ou casa lot\u00e9rica. Ap\u00f3s o vencimento ser\u00e1 cobrada multa de 2%( dois por cento) e juros de mora de 1% ( um por cento ) ao m\u00eas, cobrado de forma pro rata. O boleto tem validade de 3 dias corridos para pagamento.\u00a0<\/span><\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-c617a9f\">\n                        <a href=\"#collapse-c0aaccd69e5f85b7448f\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-c0aaccd69e5f85b7448f\" aria-expanded=\"false\" aria-controls=\"Collapse-c0aaccd69e5f85b7448f\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-up-arrow1\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">Como fa\u00e7o para negociar meu d\u00e9bito?<\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-c0aaccd69e5f85b7448f\" class=\" collapse\" aria-labelledby=\"primaryHeading-2-c617a9f\" data-parent=\"#accordion-69e5f85b7448f\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">A<\/span><\/span><strong><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"> Bancorp<\/span><\/span><\/strong><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"> disponibiliza diversos canais para voc\u00ea realizar a sua negocia\u00e7\u00e3o, escolha o que melhor atende a sua necessidade e venha conversar conosco. Negocia\u00e7\u00e3o Online: Realize o seu cadastro e veja todas as op\u00e7\u00f5es online via chat e e-mail. \u00c9 pr\u00e1tico e seguro!<\/span><\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-c617a9f\">\n                        <a href=\"#collapse-d8b65d669e5f85b7448f\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-d8b65d669e5f85b7448f\" aria-expanded=\"false\" aria-controls=\"Collapse-d8b65d669e5f85b7448f\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-up-arrow1\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">Tenho um acordo e n\u00e3o recebi o boleto o que eu fa\u00e7o?<\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-d8b65d669e5f85b7448f\" class=\" collapse\" aria-labelledby=\"primaryHeading-3-c617a9f\" data-parent=\"#accordion-69e5f85b7448f\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">Mensalmente enviamos o boleto em seu e-mail, certifique-se\u00a0 do recebimento. Voc\u00ea tamb\u00e9m pode solicitar online atrav\u00e9s do nosso site clicando no link , baixar nosso app ou solicitar o envio pos SMS, ou em seu e-mail ligando para\u00a0 (11)4671-0101<\/span><\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                        <\/div>\n    <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58e715c elementor-widget-laptop__width-initial wpr-button-icon-style-inline wpr-button-icon-position-right exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-wpr-button\" data-id=\"58e715c\" data-element_type=\"widget\" data-widget_type=\"wpr-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\n\t\t\t\n\t\t\n\t\t<div class=\"wpr-button-wrap elementor-clearfix\">\n\t\t<a class=\"wpr-button wpr-button-effect wpr-button-none\" data-text=\"Go\" href=\"\/#Contact\">\n\t\t\t\n\t\t\t<span class=\"wpr-button-content\">\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-text\">Fale Conosco<\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\n\t\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d91ae80 elementor-section-height-min-height elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-items-middle exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"d91ae80\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0293995 elementor-hidden-tablet elementor-hidden-mobile exad-glass-effect-no exad-sticky-section-no\" data-id=\"0293995\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c1853b0 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-image\" data-id=\"c1853b0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2023\/06\/pic-13.jpg\" class=\"attachment-large size-large wp-image-441\" alt=\"\" srcset=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2023\/06\/pic-13.jpg 900w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2023\/06\/pic-13-300x300.jpg 300w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2023\/06\/pic-13-150x150.jpg 150w, https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/2023\/06\/pic-13-768x768.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-50e216f exad-glass-effect-no exad-sticky-section-no\" data-id=\"50e216f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28b23ff exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"28b23ff\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Feedback<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ad5713 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"9ad5713\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Como est\u00e1 nosso Atendimento ?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7632ec7 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"7632ec7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-small\">Sua opini\u00e3o \u00e9 muito importante para n\u00f3s, para que nosso atendimento seja apresentado com grande exc\u00ealencia e para isso contamos com sua ajuda!\n\nGostariamos muito de saber o que achou do nosso atendimento, para expressar sua opni\u00e3o \u00e9 s\u00f3 preencer o formul\u00e1rio a baixo.<br><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c43f338 elementor-section-full_width elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"c43f338\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-492140a exad-glass-effect-no exad-sticky-section-no\" data-id=\"492140a\" data-element_type=\"column\" id=\"Contact\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e600eca exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"e600eca\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fale Conosco<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-697b018 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"697b018\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Precisando de ajuda?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18d6c32 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"18d6c32\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-small\">Pensando em facilitar a comunica\u00e7\u00e3o entre as partes, disponibilizamos diversas modalidades de contato com nossos colaboradores.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ee3d4f elementor-icon-list--layout-traditional elementor-list-item-link-full_width exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-icon-list\" data-id=\"2ee3d4f\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/bcpcobrancas.com.br\/wp-content\/uploads\/elementor\/css\/custom-widget-icon-list.min.css?ver=1723574465\">\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-phone\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Telefone<\/b>: (11) 4671-0101<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"remixicon ri-mail-send-line\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Email: <\/b>sac@bcpcobrancas.com.br<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb797e5 elementor-hidden-tablet elementor-hidden-mobile exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-google_maps\" data-id=\"cb797e5\" data-element_type=\"widget\" data-widget_type=\"google_maps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-google_maps .elementor-widget-container{overflow:hidden}.elementor-widget-google_maps .elementor-custom-embed{line-height:0}.elementor-widget-google_maps iframe{height:300px}<\/style>\t\t<div class=\"elementor-custom-embed\">\n\t\t\t<iframe loading=\"lazy\"\n\t\t\t\t\tsrc=\"https:\/\/maps.google.com\/maps?q=Av%20Brigadeiro%20Faria%20Lima%2C1485&#038;t=m&#038;z=11&#038;output=embed&#038;iwloc=near\"\n\t\t\t\t\ttitle=\"Av Brigadeiro Faria Lima,1485\"\n\t\t\t\t\taria-label=\"Av Brigadeiro Faria Lima,1485\"\n\t\t\t><\/iframe>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0153799 exad-glass-effect-no exad-sticky-section-no\" data-id=\"0153799\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ce6ebe exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-exad-contact-form-7\" data-id=\"6ce6ebe\" data-element_type=\"widget\" data-widget_type=\"exad-contact-form-7.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t            <div class=\"exad-contact-form exad-contact-form-7 exad-contact-form-6ce6ebe\">\n                    \n                                        \n                \n<div class=\"wpcf7 no-js\" id=\"wpcf7-f696-o1\" lang=\"pt-BR\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/index.php\/wp-json\/wp\/v2\/pages\/391#wpcf7-f696-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Formul\u00e1rios de contato\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"696\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.9.3\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"pt_BR\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f696-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/div>\n<p><label> Seu nome<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" autocomplete=\"name\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span> <\/label>\n<\/p>\n<p><label> Seu e-mail<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label><br \/>\n<label> Motivo<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"Motivo\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"Motivo\"><option value=\"\">&#8212;Escolha uma op\u00e7\u00e3o&#8212;<\/option><option value=\"D\u00favida\">D\u00favida<\/option><option value=\"Feedback\">Feedback<\/option><option value=\"Solicita\u00e7\u00e3o\">Solicita\u00e7\u00e3o<\/option><option value=\"Sugest\u00e3o\">Sugest\u00e3o<\/option><option value=\"Reclama\u00e7\u00e3o\">Reclama\u00e7\u00e3o<\/option><\/select><\/span><br \/>\n<label> Assunto<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-subject\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-subject\" \/><\/span> <\/label><br \/>\n<label> Sua mensagem (opcional)<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" name=\"your-message\"><\/textarea><\/span> <\/label><br \/>\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Enviar\" \/><\/label>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n            <\/div>\n            \n            \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a2138c5 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"a2138c5\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a4ee45b exad-glass-effect-no exad-sticky-section-no\" data-id=\"a4ee45b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-80c0206 elementor-view-default exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-icon\" data-id=\"80c0206\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-star\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>O maior portal de Negocia\u00e7\u00e3o, reabilita\u00e7\u00e3o de cr\u00e9dito e an\u00e1lise financeira do Brasil. Clique aqui e Negocie Mitos e Verdades O que n\u00e3o te contam sobre suas D\u00edvidas A inadimpl\u00eancia pode ser um assunto complexo e muitas vezes mal compreendido. Infelizmente, por uma quest\u00e3o cultural, muitos acreditam em mitos e verdades que levam ao erro [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"_eb_attr":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/bcpcobrancas.com.br\/index.php\/wp-json\/wp\/v2\/pages\/391"}],"collection":[{"href":"https:\/\/bcpcobrancas.com.br\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bcpcobrancas.com.br\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bcpcobrancas.com.br\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bcpcobrancas.com.br\/index.php\/wp-json\/wp\/v2\/comments?post=391"}],"version-history":[{"count":194,"href":"https:\/\/bcpcobrancas.com.br\/index.php\/wp-json\/wp\/v2\/pages\/391\/revisions"}],"predecessor-version":[{"id":907,"href":"https:\/\/bcpcobrancas.com.br\/index.php\/wp-json\/wp\/v2\/pages\/391\/revisions\/907"}],"wp:attachment":[{"href":"https:\/\/bcpcobrancas.com.br\/index.php\/wp-json\/wp\/v2\/media?parent=391"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}